# FuSure Reinsurance

> Technology\-backed reinsurer serving the Greater China and APAC markets

## At a glance

| Field | Value |
| --- | --- |
| Category | Reinsurance |
| Type | Carrier |
| Region | APAC |
| Headquarters | Kowloon, Hong Kong |
| Founded | 2021 |
| Stage | Growth |
| Employees | 51-200 |

## Overview

FuSure Reinsurance Company Limited is a Hong Kong-based composite reinsurer licensed by the Hong Kong Insurance Authority to write life, annuity, permanent health, and general insurance products. Founded in 2021 and majority-owned by Tencent Holdings Limited, the company focuses on reinsuring low-volatility personal risk lines -- primarily health and accident insurance -- for cedents across Greater China.

The company integrates Tencent data analytics infrastructure and digital platform capabilities into its underwriting and risk management operations. FuSure uses this technology partnership to support product development and expand distribution for its cedent clients, positioning itself as a data-informed alternative to traditional reinsurers in the region. In March 2025, the company was upgraded to a composite license, broadening its authorized lines to include motor, pet, cyber, and liability reinsurance.

FuSure holds an AM Best Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of a- (Excellent), both with stable outlook, affirmed in May 2026. The company has received three rounds of capital support from its shareholders, raising paid-up capital to RMB 2.68 billion (approximately USD 367 million) as of 2025. FuSure reported a 5.5% return on equity in 2024 and projects mid-single-digit ROE with double-digit annual net premium written growth through 2028.

## Category & focus

- Insurance verticals: Reinsurance, Health, Life & Annuity
- Target customers: Carriers, Reinsurers

## Links

- Website: <https://fusure.com>
- Directory profile: <https://insurtechlist.com/companies/fusure-reinsurance/>
- Linkedin: <https://hk.linkedin.com/company/fusure-re>
- Am best rating: <https://news.ambest.com/PR/PressContent.aspx?refnum=34741&altsrc=9>
- Press release \(composite license\): <https://www.prnewswire.com/apac/news-releases/fusure-reinsurance-secures-long-term-insurance-authorization-and-upgrades-to-composite-license-from-hong-kong-insurance-authority-302401857.html>

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*Last updated: 2026\-05\-17*
