# Frontier Insurance

> Digital home and landlord insurance MGA, UK

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | London, UK |
| Founded | 2014 |
| Employees | 11-50 |

## Overview

Frontier Insurance Solutions Ltd is a home and landlord insurance MGA targeting UK residential property owners through a direct-to-consumer digital platform. Founded in London in 2014 by CEO Michael Muzio, the company focuses on flexible, self-service coverage for standard and hard-to-insure residential properties.

The company underwrites home buildings and contents insurance, residential landlord insurance, and a range of specialty residential products including subsidence, flood risk, unoccupied property, and short-term rental coverage. Frontier operates as an FCA-authorised insurance intermediary (firm reference 630440) and is a member of the MGAA (Managing General Agents' Association).

Frontier's platform allows customers to quote, bind, modify, and claim on policies entirely online without phone or paper-based interaction. The company uses data enrichment through a partnership with Percayso Inform and maintains a substantial customer base evidenced by over 14,750 verified Trustpilot reviews as of June 2026.

## Products & services

### Home Insurance

Buildings and contents coverage for UK homeowners with unlimited sum insured options. Policies include real-time online management, free mid-term adjustments, and 24/7 claims submission.

**Key features:**

- Buildings and contents with flexible excess options \(compulsory, voluntary\)
- Optional accidental damage add\-on
- 24/7 online policy self\-service and claims submission

*Target users:* UK residential homeowners

*Distribution:* Direct to consumer via online platform

### Landlord Insurance

Residential investment property coverage supporting up to five properties on a single policy, designed for portfolio landlords.

**Key features:**

- Multi\-property portfolio cover \(up to 5 properties\)
- Flexible cover options for rental properties
- Online management tools

*Target users:* UK residential landlords

*Distribution:* Direct to consumer via online platform

### Airbnb Host Insurance

Short-term rental insurance for properties listed on Airbnb, covering both full property and room rental scenarios.

**Key features:**

- Holiday let and short\-term rental coverage
- Covers both full\-home and room\-only rentals

*Target users:* UK property owners renting via Airbnb

*Distribution:* Direct to consumer via online platform

### Specialty Residential Products

A range of coverage for non-standard residential risks including:

**Key features:**

- Previous subsidence \(properties with Certificate of Structural Adequacy\)
- Flood risk properties
- Unoccupied property
- Listed buildings
- Holiday homes
- Park homes and static caravans
- Lodgers and paying guests
- Properties under renovation
- Bankruptcy/CCJ history

*Target users:* UK residential property owners with non\-standard or hard\-to\-insure risks

*Distribution:* Direct to consumer via online platform

## Links

- Website: <https://www.frontierinsurance.co.uk>
- Directory profile: <https://insurtechlist.com/companies/frontier-insurance/>
- Blog: <https://www.frontierinsurance.co.uk/blog>
- Careers: <https://www.frontierinsurance.co.uk/careers>
- About us: <https://www.frontierinsurance.co.uk/about-us>
- Linkedin: <https://uk.linkedin.com/company/now4cover>
- Claims & support: <https://www.frontierinsurance.co.uk/claims-support>

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*Last updated: 2026\-06\-22*