# FRISS

> Trust Automation platform for P&C insurers

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Utrecht, Netherlands |
| Founded | 2006 |
| Stage | Growth |
| Employees | 201-500 |
| Funding | Series B ($90.4M total) |

## Overview

FRISS is the leading provider of Trust Automation solutions for P&C insurance companies. Founded in 2006 by Jeroen Morrenhof and Christian van Leeuwen, the company develops AI-powered fraud detection, risk assessment, and compliance solutions that help insurers automate trust throughout the policy lifecycle. FRISS serves over 300 implementations across more than 45 countries.

The company's core technology, the FRISS Score, provides real-time risk scoring for every policy application, renewal, and claim. By combining machine learning, text mining, predictive models, and network analysis with over 15 years of insurance expertise, FRISS enables straight-through processing for trustworthy customers while automatically flagging high-risk interactions for review.

FRISS is headquartered in Utrecht, Netherlands with offices in Mason, Ohio (US), and regional presence across DACH, UK, France, Spain, and Latin America.

## Products & services

### Commercial Underwriting Analytics

AI-powered risk evaluation for commercial lines that provides comprehensive risk profiles for SME businesses requesting policies. Delivers real-time insights into business practices, violations, licenses, and inspections.

**Key features:**

- Real\-time FRISS Score for each policy application
- NAICS code classification for US businesses
- Portfolio risk profiling and growth strategy support
- Straight\-through processing for low\-risk applications

*Target users:* Commercial lines underwriters, risk managers

### Personal Lines Underwriting

Automated risk assessment for personal lines policy applications and renewals, enabling consistent and unbiased evaluation at scale.

**Key features:**

- Predictive analytics for applicant risk profiling
- Claims history and behavioral analysis
- External data source integration
- Automated accept/review/reject decisions

*Target users:* Personal lines underwriters

### Claims Analytics

AI-powered fraud detection that screens all claims in real time, fast-tracking sincere claims while automatically identifying suspicious ones.

**Key features:**

- Hybrid detection combining AI, predictive models, and expert business rules
- Network link analysis to uncover fraud rings
- Real\-time claim scoring within seconds
- Reduced false positives through machine learning

*Target users:* Claims adjusters, fraud analysts

### Enterprise Investigations \(Case Management\)

Structured investigation management platform for Special Investigation Units (SIU) that enables efficient workload management and confidential fact-building.

**Key features:**

- Centralized case registration and management
- Structured reporting and compliance documentation
- Cross\-file cohesion and pattern discovery
- Learnings feedback to underwriting and claims

*Target users:* SIU investigators, compliance teams

### Compliance Screening

Automated compliance checks against sanctions lists, PEP lists, and regulatory databases to ensure insurers meet regulatory requirements.

**Key features:**

- Real\-time screening against global watchlists
- Politically Exposed Persons \(PEP\) checks
- AML/KYC compliance automation
- Regulatory reporting support

*Target users:* Compliance officers, underwriters

### Media Check

Media monitoring and adverse media screening for risk assessment and due diligence.

**Key features:**

- Automated media screening for applicants and claimants
- Adverse news detection
- Risk signal aggregation

*Target users:* Underwriters, compliance teams

## Category & focus

- Subcategories: Fraud Detection, Risk Assessment, Compliance Screening, Investigation Management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, MGAs/MGUs, Reinsurers

## Notable customers

- UNIQA
- FCCI Insurance Group
- InShared
- RISK Insurance
- Malta Insurance Association

## Links

- Website: <https://www.friss.com>
- Directory profile: <https://insurtechlist.com/companies/friss/>
- Blog: <https://www.friss.com/blog>
- About: <https://www.friss.com/about>
- Careers: <https://www.friss.com/about>
- Linkedin: <https://www.linkedin.com/company/friss-software>
- Partners: <https://www.friss.com/partners>
- Press/news: <https://www.friss.com/press>

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*Last updated: 2026\-03\-25*