# Fondos Technologies

> Insurance distribution and claims software for carriers, brokers, and agents in India

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | New Delhi, India |
| Founded | 2016 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Fondos Technologies is an insurance distribution software company based in New Delhi, India. The company provides digital platforms for carriers, brokers, and agents operating in the Indian health and P&C markets, covering the full distribution lifecycle from online quoting and policy issuance through claims processing and renewals.

Its product suite includes FT Digital Insurance, a web-based distribution platform with connections to 70+ Indian insurers; an employee benefits administration module for group medical and group personal accident coverage; FT Digital Claims for end-to-end claims intake and TPA integration; FT Advise, a workflow tool for broker and agent distribution; and FT Digital Support, a marketing toolkit for insurance distribution partners. All platforms are delivered via cloud-hosted architecture and a REST API integration layer.

Founded in 2016 and operating on a bootstrapped model, Fondos Technologies has integrated with more than 50 insurance companies in India, including Digit Insurance, HDFC ERGO, ICICI Lombard, Bajaj Allianz, Tata AIG, and Star Health Insurance. The company serves both general and health insurance segments, with a growing employee benefits offering aimed at corporate clients and group insurance brokers.

## Products & services

### FT Digital Insurance

A web-based insurance distribution platform with 70+ API integrations, enabling carriers and distributors to establish digital sales and policy management channels. Supports multi-carrier quoting, digital onboarding, proposal validation, and policy document storage.

**Key features:**

- 70\+ API integrations with Indian insurers and third\-party platforms
- Multi\-carrier quote comparison and proposal validation
- Digital policy repository and document management

*Target users:* Insurance carriers, brokers, and digital distributors

### Employee Benefits Platform

A group insurance administration module for managing Group Medical Coverage (GMC) and Group Personal Accident (GPA) products. Designed for corporate clients and their insurance intermediaries.

**Key features:**

- Group medical and personal accident plan administration
- Employee enrollment and benefits management
- Corporate client and broker portals

*Target users:* Corporate employers, group insurance brokers

### FT Digital Claims

An end-to-end claims management platform handling digital submission, tracking, and disbursement. Integrates with Third Party Administrator (TPA) networks for comprehensive claims servicing.

**Key features:**

- Digital claim submission and real\-time status tracking
- TPA system integration for claims administration
- Automated disbursement workflows

*Target users:* Carriers, TPAs, insurance brokers

### FT Advise

A digital advisory and distribution workflow platform enabling brokers and agents to provide insurance recommendations and manage client relationships through structured digital workflows.

**Key features:**

- Insurance recommendation and needs analysis workflows
- Client relationship and pipeline management
- Distribution partner portal

*Target users:* Insurance brokers and agents

### FT Digital Support

A marketing and engagement toolkit for insurance distribution partners, including social media management, SEO tools, and customer engagement automation.

**Key features:**

- Social media content management for insurance brands
- SEO optimization tools
- Customer engagement automation and analytics

*Target users:* Insurance brokers, agents, and distribution partners

## Category & focus

- Subcategories: Digital distribution platform, claims technology, employee benefits administration
- Insurance verticals: P&C Commercial, Health, Group Benefits
- Target customers: Carriers, Brokers, Agents/Agencies, Employers

## Notable customers

- Digit Insurance
- Aditya Birla Health Insurance
- Bajaj Allianz General Insurance
- HDFC ERGO General Insurance
- ICICI Lombard General Insurance
- IFFCO Tokio General Insurance
- Tata AIG General Insurance
- Kotak General Insurance
- SBI General Insurance
- Star Health Insurance

## Links

- Website: <https://www.fondostech.in/>
- Directory profile: <https://insurtechlist.com/companies/fondos-technologies/>
- About us: <https://www.fondostech.in/about-us.php>
- Linkedin: <https://in.linkedin.com/company/fondos-technologies-pvt-ltd>

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*Last updated: 2026\-07\-11*