# First Light Program Managers, Inc\.

> Specialty MGA focused on trucking, transportation, and marine insurance programs

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | NA |
| Headquarters | Dania, Florida, USA |
| Founded | 2007 |
| Stage | Established |
| Employees | 11-50 |

## Overview

First Light Program Managers, Inc. is a specialty trucking, transportation, and marine insurance MGA distributing through retail insurance agencies and appointed brokers across the United States. Based in Dania, Florida, the company was founded in 2007 with a focused strategy: rather than pursuing broad market coverage, it builds deep underwriting expertise in select niche segments where generalist wholesalers typically lack specialization.

The company underwrites commercial auto and liability coverage for trucking and transportation fleets, as well as ocean marine and recreational marine facilities coverage. First Light expanded its book through targeted acquisitions, including NTIS Transportation Insurance Services, Marine N-Surance Brokers, and Piedmont Transportation Underwriters, each adding underwriting talent and program capacity in its respective segment.

Effective January 1, 2026, First Light was acquired by INSURICA Insurance Services, LLC in what INSURICA described as its largest acquisition in 67 years of operation. More than 100 First Light employees, primarily in Florida and North Carolina, joined INSURICA. First Light continues to operate under its own brand name and maintains its independent website and distribution relationships.

## Products & services

### Trucking & Transportation Insurance

Specialty commercial auto and liability programs for trucking and transportation companies.

**Key features:**

- Commercial auto liability for trucking operations
- Cargo coverage
- General liability for transportation companies

*Target users:* Trucking fleets and transportation businesses seeking specialty coverage not available through standard markets

*Distribution:* Retail insurance agencies and appointed brokers nationwide

### Ocean and Recreational Marine Facilities Insurance

Specialty coverage for marine businesses, marinas, and recreational marine facilities.

**Key features:**

- Marine liability
- Property coverage for marine facilities
- Recreational marine facility programs

*Target users:* Marine businesses, marinas, boat dealers, and recreational marine facility operators

*Distribution:* Retail insurance agencies and appointed brokers nationwide

## Links

- Website: <https://firstlightprograms.com>
- Directory profile: <https://insurtechlist.com/companies/first-light-program-managers/>
- About: <https://firstlightprograms.com/about/>
- Contact: <https://firstlightprograms.com/contact/>

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*Last updated: 2026\-05\-12*
