# Finsall

> Insurance premium financing platform for the Indian market

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Bengaluru, India |
| Founded | 2018 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Pre-Series A |

## Overview

Finsall is an insurance premium financing platform that enables policyholders in India to purchase insurance through monthly installment payments. The company connects insurance carriers, intermediaries, banks, and non-banking financial companies (NBFCs) across the Indian market, covering P&C lines such as motor, fire, and home insurance, as well as group health and multi-year health policies.

The platform operates as a Credit-as-a-Service (CaaS) solution, providing the credit infrastructure for premium financing without requiring distribution partners to build their own lending systems. Customers complete the financing process digitally with no income documentation or collateral required, and distribution partners integrate the capability through APIs into their existing customer journeys.

Founded in 2018, Finsall has raised approximately USD 3.86M across multiple rounds -- seed (2021), pre-series A (2022), bridge (2024), and an undisclosed round in May 2026 -- with Unicorn India Ventures as the lead investor throughout. The company reports 9X revenue growth over the 2024-2026 period and operates across more than 8,000 locations spanning 500+ cities in India.

## Products & services

### Insurance Premium Financing Platform

A digital platform that allows insurance customers to spread premium costs over monthly installments. The platform removes the documentation and collateral requirements typically associated with consumer credit products.

**Key features:**

- Monthly installment financing for insurance premiums
- No income proof or collateral required
- Covers general insurance \(motor, fire, home\) and health products
- Operates across 500\+ cities and 8,000\+ locations in India

*Target users:* Insurance policyholders, insurance intermediaries, carriers

### Credit\-as\-a\-Service \(CaaS\) Infrastructure

Backend credit infrastructure that allows insurance carriers and intermediaries to offer premium financing to their customers without developing in-house lending systems.

**Key features:**

- API\-based integration for insurance distribution partners
- Connects carriers, intermediaries, banks, and NBFCs in a single flow
- Enables distribution channel partners to embed financing in their customer journey

*Target users:* Insurance carriers, insurance intermediaries, banks, NBFCs

## Category & focus

- Subcategories: Embedded Insurance, Insurtech Infrastructure
- Insurance verticals: P&C Personal, Health
- Target customers: Carriers, Brokers, Agents/Agencies, Consumers

## Notable customers

- Insurance carriers and intermediaries across India \(specific names not publicly disclosed\)
- Banks and NBFCs \(as lending partners\)

## Links

- Website: <https://finsall.com>
- Directory profile: <https://insurtechlist.com/companies/finsall/>
- Linkedin: <https://in.linkedin.com/company/finsall>

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*Last updated: 2026\-07\-14*