# Finhaat

> B2B digital insurance distribution and servicing platform for emerging India

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Mumbai, Maharashtra, India |
| Founded | 2021 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Finhaat is a B2B insurance distribution and servicing platform built for financial inclusion in India. The company provides technology infrastructure for distributing insurance and wealth products to underserved segments -- emerging middle-class and lower-income households in rural and Tier 2-4 cities. Its institutional partners include NBFCs, MFIs, NGOs, BC networks, Nidhi companies, cooperatives, and FPOs.

The platform delivers three SaaS products -- FinSAAS, FinPRO, and FinWealth -- covering insurance distribution, real-time quoting, digital issuance, claims management, and wealth management. All products are API-first, enabling plug-and-play integration with partners' existing CRM systems. Finhaat holds an IRDAI Insurance Broking License (#820, valid through May 2028) and AMFI registration (ARN: 304259).

As of FY25, Finhaat serves 9 million+ lives covered through 200+ institutional partners and 5,000+ individual partners, with 95% pincode coverage across India. The company reported FY25 revenue of INR 30+ crores, reflecting 20%+ year-over-year growth. Finhaat raised a USD 3M seed round in December 2023 led by Omnivore with participation from Kettleborough VC.

## Products & services

### FinSAAS

An assisted digital platform designed for institutional partners such as NBFCs, MFIs, and NGOs. Provides end-to-end insurance servicing and distribution with plug-and-play modules.

**Key features:**

- Custom REST API suite for institutional integration
- Modular components for claims, issuance, and MIS reporting
- CRM integration via plug\-and\-play connectors

*Target users:* Institutional partners \(NBFCs, MFIs, NGOs, BC networks, cooperatives\)

### FinPRO

A user-friendly platform for individual financial partners and agents, enabling real-time insurance quoting, digital issuance, and claims management.

**Key features:**

- Real\-time quoting across multiple insurance products
- Digital policy issuance
- Comprehensive claims management

*Target users:* Individual financial partners and agents

### FinWealth

A digital platform for assisted investment journeys across multiple asset classes, targeting underserved investors and their institutional partners.

**Key features:**

- Multi\-asset class investment facilitation
- Assisted investment journey workflows
- AMFI\-registered distribution

*Target users:* Institutional partners and individual investors in Tier 2\-4 cities

## Category & focus

- Subcategories: Digital distribution platform, Insurance broking, Embedded insurance, Wealth management
- Insurance verticals: Life & Annuity, P&C Personal, Health
- Target customers: Agents/Agencies, Carriers, Brokers

## Notable customers

- 200\+ institutional partners \(NBFCs, MFIs, NGOs, BC networks, cooperatives, FPOs\)
- 5,000\+ individual financial partners

## Links

- Website: <https://finhaat.com>
- Directory profile: <https://insurtechlist.com/companies/finhaat/>
- Linkedin: <https://in.linkedin.com/company/finhaat-a-financial-institution>

---

*Last updated: 2026\-05\-17*