# Finatext

> Reinvent Finance as a Service

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Tokyo, Japan |
| Founded | 2013 |
| Stage | Established |
| Employees | 201-500 |
| Funding | Public |

## Overview

Finatext Holdings is a cloud insurance infrastructure provider and fintech company headquartered in Tokyo, Japan, serving insurance carriers and financial institutions across Japan and the Asia-Pacific region. The company builds cloud-native, API-driven platforms that enable digital transformation in insurance and financial services.

Its flagship insurance product, Inspire, is a front-to-end SaaS insurance system covering quoting, application processing, underwriting support, and core operations. Inspire uses a modular, low-code architecture that integrates with legacy systems via open APIs, reducing initial IT implementation costs by over 90% compared to traditional vendor systems and cutting deployment time by a factor of five. A recent enhancement adds an LLM-powered assessment document generation capability built on AWS.

Finatext listed on the Tokyo Stock Exchange Mothers index in December 2021 and had a market capitalization of approximately USD 289M as of early 2026. As of April 2025, Inspire was deployed across 12 insurance providers in Japan, including Nippon Life Insurance Company and Aioi Nissay Dowa Insurance. The company employs 341 people.

## Products & services

### Inspire

A front-to-end cloud-based insurance infrastructure system for Japanese insurers. Inspire covers online quoting, application processing, underwriting assessment, and core insurance operations in a packaged SaaS model with modular components that allow partial adoption and custom extensions.

**Key features:**

- Online quoting, application processing, and underwriting assessment
- Real\-time synchronization with legacy core systems and third\-party applications
- Open API architecture for ecosystem and external system integration
- Reduces initial IT implementation costs by over 90% vs\. traditional vendor systems
- Approximately 5x faster deployment than traditional core systems
- Inspire Assessment Support LLM: AI\-powered automatic generation of insurance assessment documents \(launched March 2025, built on AWS\)

*Target users:* Insurance carriers seeking digital transformation of policy operations

### Other Products

**Key features:**

- \*\*Asukabu\*\*: Mobile stock learning and trading platform
- \*\*Fundect\*\*: Mutual fund selection platform
- \*\*Money Canvas\*\*: Digital financial integration platform developed in partnership with Mitsubishi UFJ Bank
- \*\*Alternative Data Services\*\*: Data and analytics services for institutional investors and government agencies

## Category & focus

- Subcategories: Cloud Insurance Platform, Core Administration, Embedded Insurance
- Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Nippon Life Insurance Company
- Aioi Nissay Dowa Insurance Co\., Ltd\.
- MST Insurance Service
- Epos Small Amount and Short Term Insurance Co\., Ltd\.
- Smart Plus Small Amount and Short\-Term Insurance Co\., Ltd\.
- Wiz Short\-Term Insurance

## Links

- Website: <https://www.finatext.com>
- Directory profile: <https://insurtechlist.com/companies/finatext/>
- Linkedin: <https://www.linkedin.com/company/finatext-ltd->
- Investor relations: <https://finatext.com/hd/en/ir/overview>

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*Last updated: 2026\-05\-12*