# FairConnect

> Connected insurance platform delivering IoT telematics and usage\-based insurance solutions for European carriers

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Zurich, Switzerland |
| Founded | 2016 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | PE-Backed |

## Overview

FairConnect is a telematics and connected insurance platform for property and casualty carriers in Europe. The company develops white-label IoT and smartphone-based solutions that allow insurers to build usage-based insurance (UBI) programs, improve policyholder engagement, and enhance risk assessment through real-time behavioral data.

The platform covers two core verticals -- motor and property insurance. On the motor side, FairConnect collects driving behavior data via mobile SDK and IoT devices, enabling carriers to price policies based on actual driving patterns, coordinate roadside assistance, and support claims processing. The property offering integrates smart home IoT devices for risk detection and monitoring. Both products are delivered as white-label SaaS with RESTful API integrations into carrier systems.

Founded in 2016, FairConnect received a majority-stake investment from Palamon Capital Partners in 2018 (EUR 100M+ committed) and has since expanded through two acquisitions: DriveQuant (2020), a French AI driving analytics firm, and G-Evolution (2021), Groupama's telematics platform. The company now serves more than 200,000 connected subscribers across Swiss, Italian, French, and German carriers including Generali, Cattolica Assicurazioni, and Groupama.

## Products & services

### Connected Motor Insurance Platform

White-label telematics solution for carriers offering usage-based motor insurance. Collects driving behavior data through smartphone SDKs and OBD devices, applies machine learning scoring to assess driver risk, and feeds results into carrier pricing and claims systems.

**Key features:**

- Driving behavior scoring and real\-time monitoring
- Risk\-based premium calculation and adjustment
- Roadside assistance coordination integration
- Carrier\-branded mobile application delivery

*Target users:* P&C carriers offering UBI or pay\-as\-you\-drive motor products

### Connected Property Insurance Platform

IoT-enabled property monitoring solution for smart home risk detection. Integrates connected sensors and AI algorithms to provide real-time property surveillance and preventive risk alerts for property insurers.

**Key features:**

- Smart home IoT device integration and management
- Real\-time risk detection and alert notifications
- AI\-powered property risk analysis
- White\-label delivery for carrier branding

*Target users:* P&C carriers offering connected home or property insurance products

### Data Analytics & Underwriting Tools

Advanced analytics layer built on behavioral and telematics data for underwriting optimization, fraud prevention, and claims enhancement. Includes AI-based scoring models developed through the DriveQuant acquisition.

**Key features:**

- Behavioral scoring models for underwriting
- Fraud detection through anomaly analysis
- Claims outcome prediction and processing support
- Reporting and BI dashboards for carrier teams

*Target users:* Underwriting and claims teams at European insurance carriers

## Category & focus

- Subcategories: Telematics, Usage\-Based Insurance, IoT Data Platform
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Generali
- Genertel
- Cattolica Assicurazioni
- Intesa Sanpaolo Assicura
- Tua Assicurazioni
- Vittoria Assicurazioni
- Groupama Assicurazioni

## Links

- Website: <https://www.fairconnect.life/>
- Directory profile: <https://insurtechlist.com/companies/fairconnect/>
- Linkedin: <https://www.linkedin.com/company/fairconnect-group/>

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*Last updated: 2026\-06\-22*