# EXPONENTIAL INSURANCE SOLUTIONS S\.A\.

> Digital insurance transformation services for insurers across Latin America, Spain, and Portugal

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Santiago, Chile |
| Founded | 2017 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Exponential Insurance Solutions S.A. is a digital transformation consulting and technology services firm for the insurance industry. Based in Santiago, Chile and operating across Latin America, Spain, and Portugal, the company helps carriers, bancassurers, and insurers modernize their core operations through innovation consulting, CX design, technology implementation, and outsourced operations services.

The firm offers end-to-end transformation services covering underwriting, claims, distribution, and customer-facing systems. Services are delivered with demonstrated outcomes such as reducing product time-to-market from 32 weeks to 15 days, launching a fully digital insurer in 5 months, and cutting IT and operational costs by 40% for a bancassurance client. The company holds SOC2 certification, making it one of a select group of tech firms in the Latin American and Spanish insurance markets to meet that standard.

Exponential serves P&C, Life, Health, and Specialty Lines insurers across Latin America, the Caribbean, and Spain. Customers include Southbridge, VidaCamara, GrupoSecurity, Coopeuch, Ivea, Maersk, Unit, and Entel.

## Products & services

### Innovation Consulting

Strategy and implementation services that help insurers define and execute technology-driven transformation initiatives. The firm acts as a bridge between business intent and technology delivery.

**Key features:**

- Product development acceleration \(32 weeks to 15 days time\-to\-market\)
- IT strategy and roadmap development
- Insurtech partner ecosystem access

*Target users:* Insurance carriers and bancassurers in LATAM and Spain

### CX Design

Customer experience design services focused on improving policyholder satisfaction and enabling digital-first insurance interactions.

**Key features:**

- End\-to\-end digital customer journey design
- Rapid deployment of fully digital insurer capabilities \(5\-month launch\)
- Embedded insurance distribution \(2\-week deployment\)

*Target users:* Carriers and distributors targeting digital consumers

### Technology Services

Implementation and integration of insurance technology platforms, covering core business functions including underwriting, claims, and distribution.

**Key features:**

- Core insurance system digitalization
- Integration with industry platforms such as Salesforce and Guidewire
- SOC2\-certified delivery environment

*Target users:* Carriers undergoing digital core transformation

### Operations Services

Outsourced back-office and digital operations for insurance organizations seeking to reduce IT and operational overhead.

**Key features:**

- IT and operational cost reduction \(40% reduction demonstrated\)
- Back\-office process outsourcing
- Digital operations management

*Target users:* Carriers and bancassurers seeking operational efficiency

## Category & focus

- Subcategories: Innovation Consulting, Digital Transformation, Technology Implementation, Operations Outsourcing
- Insurance verticals: P&C Commercial, P&C Personal, Life & Annuity, Health, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Southbridge
- VidaCamara
- GrupoSecurity
- Coopeuch
- Ivea
- Maersk
- Unit
- Asisken
- Entel
- IClick

## Links

- Website: <https://www.exihub.com>
- Directory profile: <https://insurtechlist.com/companies/exponential-insurance-solutions-s-a/>
- About: <https://www.exihub.com/about>
- Linkedin: <https://www.linkedin.com/company/exponentialinsurance>
- Services: <https://www.exihub.com/services>

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*Last updated: 2026\-05\-17*