# ENSURO

> Decentralized reinsurance capacity powered by blockchain smart contracts and stablecoin liquidity pools\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Carrier |
| Region | EMEA |
| Headquarters | Singapore |
| Founded | 2021 |
| Stage | Startup |
| Employees | 11-50 |

## Overview

ENSURO is a blockchain-native reinsurance carrier licensed by the Bermuda Monetary Authority (BMA), operating as a decentralized reinsurance platform that bridges traditional insurance with decentralized finance (DeFi) infrastructure. The company uses Ethereum-based smart contracts and USDC stablecoins to provide alternative capacity for insurance risk, serving MGAs and insurtech carriers that require reinsurance support.

Founded in 2021 by Marco Mirabella, Guillermo Narvaja, and Gian Giacomo Della Torre, ENSURO received its Insurance General Business (IGB) license and Digital Asset Business License (DABA) from the BMA effective January 1, 2022, becoming the first BMA-authorized reinsurer to use smart contracts and stablecoin reserves as solvency capital. The platform operates through an API-first B2B model, enabling partner insurers and MGAs to cede risk into decentralized liquidity pools funded by retail and institutional investors using stablecoins (USDC, USDT, BUSD).

ENSURO is a seed-stage company with backing from IA Seed Adventures, SOSV, Artesian, and Orbit Startups, and was the winner of Circle's 2024 Unlocking Impact pitch competition, receiving a USD 100,000 USDC award.

## Category & focus

- Insurance verticals: Reinsurance, Specialty/E&S
- Target customers: MGAs/MGUs, Carriers

## Links

- Website: <https://ensuro.co>
- Directory profile: <https://insurtechlist.com/companies/ensuro/>
- About: <https://ensuro.co/about>
- Github: <https://github.com/ensuro/ensuro>
- Linkedin: <https://www.linkedin.com/company/ensuro>
- Investors: <https://ensuro.co/investors>

---

*Last updated: 2026\-05\-17*