# Ensuredit

> Autonomous operating system for insurance distribution and embedded insurance

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Gurugram, India |
| Founded | 2019 |
| Stage | Growth |
| Employees | 201-500 |
| Funding | USD 15.1M (Pre-Series A + Series A) |

## Overview

Ensuredit is a distribution and embedded insurance platform for carriers, brokers, and enterprises operating in the insurance market. Founded in 2019 and headquartered in Gurugram, India, the company provides B2B SaaS infrastructure that consolidates insurance technology functions including distribution management, embedded insurance, data analytics, and compliance screening into a unified API-first platform.

The platform centers on its Insurance Commerce Engine (ICE), a multi-carrier distribution operating system with 700+ live APIs and 50+ carrier integrations. A companion embedded insurance product, Enbed, allows enterprises to deploy point-of-sale insurance via low-latency APIs and SDKs. Additional modules cover data intelligence, sales operations, AML/sanctions screening, and autonomous AI operations. Deployment options include single-tenant and multi-tenant configurations compatible with AWS, Azure, and GCP.

Ensuredit serves 300+ enterprise clients in India and the Middle East, processing USD 400M+ in gross written premium annually with 40% year-over-year growth. Clients include global insurer Chubb, Ola Electric, S&P Global, and CoverGenius. The company raised USD 4.2M in a Pre-Series A round in 2022 with total funding reaching USD 15.1M across 4 rounds from 91 investors. A Series A round was initiated in March 2025. Operations are expanding to the UAE market with plans to enter the US and European markets in 2026.

## Products & services

### ICE \(Insurance Commerce Engine\)

Multi-carrier distribution operating system for insurance distributors and carriers. Covers the full order-to-cash cycle for insurance distribution with 25+ modules and 700+ live APIs.

**Key features:**

- 50\+ carrier integrations with multi\-currency and multi\-language support
- Commission tracking, agent hierarchy management, and sales analytics
- API\-first architecture enabling third\-party connectivity

*Target users:* Carriers, brokers, MGAs, insurance distributors

### Enbed \(Embedded Insurance\)

Point-of-sale embedded insurance APIs and SDKs designed for enterprises that want to offer insurance products at the moment of purchase.

**Key features:**

- Sub\-200ms API latency for real\-time insurance offers
- Pre\-built SDKs for automotive, e\-commerce, travel, and lending verticals
- Enables enterprises to monetize insurance without building internal distribution infrastructure

*Target users:* Enterprises, e\-commerce platforms, fintechs, automotive OEMs

### Enlyt \(Data Intelligence\)

Data intelligence module processing 300M+ records for market analytics, risk forecasting, and operational reporting.

**Key features:**

- Business intelligence dashboards with 120\+ KPIs
- Market intelligence and risk analytics
- Agent productivity monitoring and performance management

*Target users:* Carriers, brokers, sales operations teams

### BI & Sales Ops

Sales operations and business intelligence module for insurance distribution teams.

**Key features:**

- 120\+ KPI metrics and performance dashboards
- Agent hierarchy management and commission tracking
- Sales analytics and productivity monitoring

*Target users:* Carriers, brokers, sales operations managers

### ScreenGuard

Real-time AML and sanctions screening solution for insurance transactions.

**Key features:**

- Screening against 6\+ global watchlists
- Real\-time compliance checks at transaction level
- Supports DFSA \(UAE\), Solvency II/IDD \(EU\), and NAIC \(US\) regulatory frameworks

*Target users:* Carriers, brokers, MGAs operating in regulated markets

### AI Agents

Autonomous workflow automation for insurance operations using AI/ML.

**Key features:**

- Automated distribution workflow management
- AI\-assisted underwriting decisioning
- Claims processing automation

*Target users:* Carriers, insurers seeking operational automation

## Category & focus

- Subcategories: Embedded Insurance, Insurance Commerce, Data & Analytics, Compliance & Regulatory
- Insurance verticals: P&C Personal, P&C Commercial, Life & Annuity, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs, Agents/Agencies

## Notable customers

- Chubb
- Ola Electric
- S&P Global
- CRISIL
- CoverGenius
- Largest NBFC \(non\-banking financial company\) in India
- Largest payment gateway in India
- Largest used car platform in India

## Links

- Website: <https://ensuredit.com>
- Directory profile: <https://insurtechlist.com/companies/ensuredit/>
- About: <https://ensuredit.com/about.html>
- Linkedin: <https://in.linkedin.com/company/ensureditoff>

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*Last updated: 2026\-05\-17*