# EnoviQ > Cloud\-native, API\-first insurance management platform for carriers, brokers, and TPAs across Asia Pacific\. ## At a glance | Field | Value | | --- | --- | | Category | Core Administration | | Type | Solutions Provider | | Region | APAC | | Headquarters | Singapore | | Founded | 2019 | | Stage | Growth | | Employees | 51-200 | | Funding | Bootstrapped | ## Overview EnoviQ Technologies is a Singapore-based insurance technology company providing a cloud-native, API-first policy administration and management platform for insurers, TPAs, brokers, and reinsurers across Asia Pacific. Founded in 2019, the company targets the modernization of legacy back-office systems for individual and group accident and health, life, property and casualty, travel, and reinsurance lines of business. The company's core product, CLAPi (Cloud-based APIs for Insurance), is a hyper-modular SaaS platform comprising 16 configurable modules and over 100 pre-built algorithms covering the full insurance lifecycle -- from product configuration and underwriting through policy administration, claims adjudication, reinsurance, and financial accounting. The platform is delivered as a multi-tenant SaaS solution with REST APIs enabling integration with third-party distribution channels, HR systems, medical networks, and IoT devices. EnoviQ holds ISO certification and SOC 2 compliance, and has received Celent XCelent Awards for its technology capabilities in both health and P&C policy administration systems. EnoviQ serves 10+ insurance clients across APAC, with publicly referenced customers including HSBC, AXA Insurance, Tune Protect, and AAR Insurance. The company maintains offices in Singapore, Hong Kong, and India, and has announced expansion plans into the USA and Canada. ## Products & services ### CLAPi \(Cloud\-based APIs for Insurance\) CLAPi is EnoviQ's flagship cloud-native, SaaS-based insurance management platform. Built on a REST API-first architecture, it provides 16 platform modules (8 core, 8 add-on) and over 100 pre-configured algorithms for underwriting and claims adjudication. Supports individual and group lines across A&H, life, P&C, travel, and reinsurance. **Key features:** - Multi\-line product configuration \(Retail, Group, Travel, Event\-based\) via Product Workspace - Rule Engine with 100\+ pre\-configured algorithms for underwriting and claims - Policy Administration for scalable retail and group portfolio management - Claims Management with rule\-based automated adjudication - Reinsurance module with risk evaluation and automated contract management - Real\-time financial transaction processing via Policy Accounting module *Target users:* Carriers, TPAs, reinsurers ### CLAPi GroupCore A specialized package of CLAPi tailored for group insurance administration, including employee benefits and group accident and health portfolios. **Key features:** - Group policy and enrollment management - Employee benefits configuration - Group A&H portfolio administration *Target users:* Group carriers, TPAs, employee benefits administrators ### CLAPi AffinitiQ An affinity insurance distribution platform built on CLAPi, designed for embedded insurance and affinity channel partnerships. **Key features:** - Affinity product configuration and distribution - Embedded insurance infrastructure - Third\-party channel integration *Target users:* Insurers, affinity partners, embedded insurance distributors ### CLAPi EEQ \(Employee Employer Quotient\) An employer-employee benefits management portal for handling benefit configuration, enrollment, and administration. **Key features:** - Employer benefit plan configuration - Employee enrollment and management - Benefits utilization reporting *Target users:* Employers, HR administrators, group insurers ### Excellator An employee benefit self-service portal enabling employees to view, manage, and use their benefit packages. **Key features:** - Employee self\-service benefits access - Benefit package visibility and management - Digital benefit utilization *Target users:* Employees, HR departments ### Broker Management System A full-featured broker administration platform for insurance brokers covering quotations, policy issuance, customer onboarding, and financial accounting. Supports direct, reinsurance, digital, and composite brokers. **Key features:** - Quote management and policy issuance - Customer onboarding workflows - Broker financial accounting - Support for multiple broker types \(direct, reinsurance, digital, composite\) *Target users:* Insurance brokers ## Category & focus - Subcategories: Policy Administration, Claims Management, Reinsurance Technology, Broker Management - Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial, Health, Group Benefits, Reinsurance - Target customers: Carriers, Brokers, TPAs, Reinsurers ## Notable customers - HSBC - AXA Insurance - Tune Protect - AAR Insurance - Strategis Insurance - Star Discover - Narayana Health - JFS - Omnicare Fiji ## Links - Website: - Directory profile: - Awards: - Linkedin: --- *Last updated: 2026\-06\-13*