# EBAOTECH INC

> Open insurance infrastructure powering digital transformation for carriers, agents, and ecosystem partners worldwide\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Singapore |
| Founded | 2000 |
| Stage | Established |
| Employees | 501-1000 |
| Funding | PE-Backed |

## Overview

eBaoTech is an insurance infrastructure software provider serving carriers, brokers, agents, and ecosystem partners across 30+ countries. Founded in 2000 and headquartered in Singapore, the company focuses on core systems modernization and digital distribution connectivity for both life and general insurance markets.

The company product portfolio centers on InsureMO, an API-first middleware platform-as-a-service that enables insurers to compose and launch products, connect distribution channels, and integrate third-party data sources without replacing legacy core systems. Alongside InsureMO, eBaoTech offers dedicated core administration frameworks for life and general lines, as well as SaaS applications for commercial trucking and advisor distribution.

eBaoTech serves over 300 insurance carriers globally, with particular concentration in Asia Pacific, the Middle East, and Africa. The company has recorded three external funding rounds, including a USD 36M private equity round in 2013 and an undisclosed Series D in 2016. Known investors include Ant Group, FTV Capital, Cathay Capital, and Qatar FinTech Hub.

## Products & services

### InsureMO

An open insurance Platform-as-a-Service that provides REST APIs, microservices, and pre-built connectors. Insurers use InsureMO as a middleware layer to build and launch insurance products, connect digital distribution channels, and integrate with external data sources without replacing existing core systems.

**Key features:**

- Product composition and rapid launch via API
- Multi\-channel distribution connectivity \(web, mobile, social, agents\)
- Pre\-built ecosystem connectors and an App Exchange marketplace
- Supports embedded insurance and B2B2C distribution models

*Target users:* Insurance carriers, digital distribution platforms, ecosystem partners

### Gemini Open Framework for Life

A core administration platform for life and annuity insurers covering policy administration, claims, billing, and reinsurance management.

**Key features:**

- End\-to\-end policy lifecycle management for life products
- Claims and billing processing
- Reinsurance administration
- Open architecture for customization

*Target users:* Life and annuity carriers

### Easy Framework for General

A core administration platform for general and P&C insurers with the same functional breadth as Gemini, optimized for general lines.

**Key features:**

- Policy administration, claims, billing, and reinsurance for P&C
- Microservices\-based DigitalCore option for cloud\-native deployments
- Configurable product and rule engines

*Target users:* General and P&C carriers

### MyTrucksure

A SaaS platform for commercial trucking insurance with digital distribution capabilities.

**Key features:**

- Purpose\-built for commercial fleet and trucking risks
- Digital application and bind workflow
- Integrated with carrier back\-office systems

*Target users:* Commercial trucking carriers and MGAs

### MobileAdvisor

A mobile-first platform for insurance advisors and agents to manage distribution.

**Key features:**

- Mobile interface for sales and servicing
- Integration with core policy systems
- Supports agent onboarding and product illustration

*Target users:* Life insurance agents and financial advisors

## Category & focus

- Subcategories: Core Administration, Distribution & Sales, API Middleware, Policy Administration
- Insurance verticals: Life & Annuity, P&C Commercial, P&C Personal, Reinsurance
- Target customers: Carriers, Brokers, MGAs/MGUs, Agents/Agencies

## Notable customers

- MSI China
- Aegon Life Insurance
- Ageas Group
- VSure\.life
- Tego
- SEG
- Trust Cyprus

## Links

- Website: <https://www.ebaotech.com>
- Directory profile: <https://insurtechlist.com/companies/ebaotech/>
- Linkedin: <https://www.linkedin.com/company/ebaotech-international>
- Company overview: <https://www.ebaotech.com/about-us/company-overview>
- Intellectual property: <https://www.ebaotech.com/intellectual-property>

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*Last updated: 2026\-05\-11*