# Doma

> Machine intelligence for residential title insurance and mortgage closing

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | San Francisco, CA, USA |
| Founded | 2016 |
| Stage | Enterprise |
| Employees | 1000+ |
| Funding | Acquired |

## Overview

Doma is an AI-first title insurance and mortgage closing technology platform serving lenders, mortgage brokers, and technology providers in the residential real estate market. Founded in 2016 as States Title and later rebranded, the company applies machine intelligence and algorithmic processing to automate the underwriting, escrow, and closing functions traditionally performed through manual review.

The platform delivers instantaneous title insurance underwriting by replacing document-heavy manual workflows with cloud-based machine learning pipelines. Core capabilities include automated title policy issuance, escrow processing, closing document generation, and digital signature and recording management. The technology is exposed through a REST API, enabling integration with lender systems and mortgage origination platforms.

Doma grew to serve over 100 financial institutions and mortgage platforms before being acquired by Title Resources Group (TRG) in September 2024 for approximately USD 88M, creating one of the five largest independent title insurance underwriters in the US. Following the acquisition, Doma Technology LLC operates on a separately capitalized basis. In March 2026, Opendoor acquired Doma's closing and escrow operations to support iBuyer refinance offerings.

## Products & services

### Upfront Title

An AI-driven title insurance product that delivers instantaneously underwritten policies through algorithmic analysis, eliminating the manual search-and-review process traditional to title underwriting.

**Key features:**

- Algorithmic title policy issuance without manual document review
- Integrated into the lender workflow via API
- Supported by Fannie Mae pilot program for reduced\-cost refinance title coverage

*Target users:* Mortgage lenders and refinance origination platforms

### Title and Closing Services

End-to-end closing platform that handles title insurance, escrow management, document generation, and recording in a single automated workflow.

**Key features:**

- Automated escrow processing and fund management
- Closing document preparation and e\-signature coordination
- Recording management integrated with county systems

*Target users:* Lenders, mortgage brokers, iBuyer platforms

### Technology Platform \(API\)

An API-first integration layer enabling third-party mortgage technology providers to embed title and closing services directly into their own platforms.

**Key features:**

- REST API for title policy ordering and status tracking
- Partner integration with mortgage origination systems
- White\-label closing workflow for platform partners

*Target users:* Mortgage technology companies and lender aggregators

## Category & focus

- Subcategories: Title Insurance Underwriting, Mortgage Closing Automation, Algorithmic Underwriting
- Insurance verticals: Title
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Fannie Mae \(pilot program for refinance title insurance cost reduction\)
- Opendoor \(acquired closing and escrow operations in 2026\)
- Multiple lenders and mortgage platforms via API integration

## Links

- Website: <https://doma.com>
- Directory profile: <https://insurtechlist.com/companies/doma/>
- Careers: <https://doma.com/careers>
- Linkedin: <https://www.linkedin.com/company/domahq>
- Press/news: <https://doma.com/press>

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*Last updated: 2026\-06\-15*