# Discovery > Behavioral insurance and financial wellness across 42\+ markets worldwide\. ## At a glance | Field | Value | | --- | --- | | Type | Carrier | | Region | EMEA | | Headquarters | Sandton, Johannesburg, South Africa | | Founded | 1992 | | Stage | Enterprise | | Employees | 1000+ | ## Overview Discovery Limited is a JSE-listed South African financial services carrier offering integrated insurance, banking, investments, and wellness products. The company operates across 42+ markets with over 20 million members and writes personal and commercial lines under the Discovery brand, including health, life, and general insurance. Its primary distribution channel is direct-to-consumer via digital platforms. The company is best known for the Vitality platform, a behavioral insurance model that uses telematics, wellness tracking, and rewards-based incentives to influence customer behavior and reduce risk. Discovery Insure uses the Vitality Drive feature, powered by Cambridge Mobile Telematics technology, to monitor driving behavior through smartphone sensors -- accelerometer, gyroscope, and GPS -- and price risk dynamically. In early 2026, Discovery launched Vitality Drive Advanced Driving Instructor, an AI-powered in-app coaching feature. Discovery Bank provides integrated digital banking with a shared-value model linked to Vitality rewards. Discovery is publicly traded on the Johannesburg Stock Exchange and has operated under a public capital structure since its IPO in 1999. RMBH holds approximately 25% as the largest single shareholder following FirstRand's unbundling in 2007. Discovery also formed Amplify Health, a joint venture with AIA, as a pan-Asian health insurtech venture. ## Links - Website: - Directory profile: - Careers: - News room: - Investor relations: --- *Last updated: 2026\-06\-03*