# DisburseCloud

> Simplifying insurance claims payments with instant digital disbursements

## At a glance

| Field | Value |
| --- | --- |
| Category | Payments & Billing |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Rancho Santa Margarita, California |
| Founded | 2019 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

DisburseCloud is a digital payment disbursement platform designed to modernize how insurance companies pay claims, agency commissions, and vendors. The platform replaces slow paper-check processes with instant digital payment options, allowing claimants to receive funds in minutes rather than days.

DisburseCloud is a product under NLR Resources Inc., which also operates the Tranzpay payment platform. The company offers multiple payment modalities including instant deposit, virtual debit cards, ACH transfers, PayPal, Venmo, and retail pickup at locations like CVS and Walmart. The platform reduces traditional 5+ day paper check processing to near-instant delivery.

The platform provides a RESTful API, FTP batch processing, and a web dashboard for managing disbursements, along with features like multi-party authorization workflows, W9/1099 tax compliance, and white-label branding options.

## Products & services

### DisburseCloud Claims Payment Platform

Digital payment disbursement platform that enables insurance companies to send claims payments instantly through multiple channels.

**Key features:**

- Instant deposit to checking accounts
- Virtual debit card issuance
- ACH transfers, PayPal, and Venmo payments
- Retail pickup at CVS and Walmart
- Multi\-party authorization workflows
- W9/1099 tax compliance tools
- White\-label branding

*Target users:* Insurance claims departments, TPAs, agencies

### Tranzpay

Broader payment platform handling both inbound and outbound insurance payments with PCI Level 1 certification.

**Key features:**

- PCI Level 1 certified payment processing
- Open API access
- Hosted payment solutions
- IVR systems
- Invoice capabilities

*Target users:* Insurance companies, healthcare providers, financial services

## Category & focus

- Subcategories: Claims Payments, Digital Disbursements, Payment Processing
- Insurance verticals: P&C Personal, P&C Commercial, Life & Annuity
- Target customers: Carriers, MGAs, TPAs, Agents

## Notable customers

- \[Unknown\]

## Links

- Website: <https://www.disbursecloud.com>
- Directory profile: <https://insurtechlist.com/companies/disbursecloud/>
- Linkedin: <https://www.linkedin.com/company/disbursecloud>
- Api documentation: <https://api.disbursecloud.com>

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*Last updated: 2026\-03\-25*