# Digi Insurance Limited

> Pakistan's first digital\-only non\-life insurance carrier

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | APAC |
| Headquarters | Karachi, Pakistan |
| Employees | 1-10 |

## Overview

Digi Insurance Limited is a direct-to-consumer non-life insurance carrier based in Karachi, Pakistan, operating under the country's first-ever digital-only insurance license issued by the Securities and Exchange Commission of Pakistan (SECP) in July 2025. The company offers motor, health, personal accident, travel, income protection, and mobile device insurance products exclusively through digital channels, with no physical branches, paper forms, or intermediaries.

The carrier's platform handles the full insurance lifecycle -- customer onboarding, policy issuance, and claims management -- through its mobile applications available on iOS and Android. Claims are handled via a Tap and Claim feature enabling simplified digital submission. The company uses an AI-powered dynamic pricing engine that tailors premiums to individual risk profiles. Payment options include mobile wallets, debit and credit cards, and airtime balance payments, enabling access for customers without traditional banking relationships.

Digi Insurance launched its iOS application in February 2026 and reached over 100,000 app downloads within four months of its mobile app launch. The SECP noted the company's licensing as consistent with its strategy to promote innovation and digital transformation in Pakistan's financial sector. Financial metrics including direct written premium and AM Best rating are not publicly available for this early-stage carrier.

## Links

- Website: <https://digiinsurance.com.pk/>
- Directory profile: <https://insurtechlist.com/companies/digi-insurance-limited/>
- Google play: <https://play.google.com/store/apps/details?id=com.digiinsurance.digiinsurance>
- App store \(ios\): <https://apps.apple.com/pk/app/digi-insurance-limited/id6759138679>

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*Last updated: 2026\-06\-22*