# DESAISIV > Where Tech Meets Insurance \-\- AI\-powered health insurance automation for MENA corporates and insurers ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Riyadh, Saudi Arabia | | Founded | 2022 | | Stage | Startup | | Employees | 1-10 | | Funding | Seed | ## Overview DESAISIV is a health insurance SaaS platform for carriers, third-party administrators, and corporate clients in Saudi Arabia and the MENA region. The platform automates core corporate health insurance workflows including underwriting, premium quotation, claims processing, and corporate insurance distribution. The product suite includes an AI-driven underwriting engine, an automated quotation tool, a proprietary OCR-based claims extraction system, and TameenLink, a corporate health insurance marketplace. Delivery is via cloud SaaS. The underwriting models claim 95%+ prediction accuracy; the OCR system processes thousands of claims records from scanned documents in approximately 30 seconds. The company was founded in 2022 by Saed Khawaldeh (CEO, PhD in AI from Oxford University) and Mohamad Nabhan (COO) and is headquartered in Riyadh. DESAISIV raised a USD 2M pre-seed round in 2023 from 500 Global, Terra VC, and Oqal, followed by an undisclosed seed round in 2024 from Core Vision Investments and Waad Investment. The company reports 20+ insurance company partners and 600+ corporate clients through TameenLink, with a managed portfolio exceeding SAR 2B in health insurance premiums in Saudi Arabia. ## Products & services ### Smart Underwriting Automation AI-driven risk assessment tool for corporate health insurance underwriting. Processes fragmented corporate data through hundreds of risk equations and delivers structured underwriting recommendations with interactive analytics dashboards. **Key features:** - AI models for risk scoring and disease prediction - Interactive analytics dashboards for underwriters - Processes corporate member lists and claims experience data *Target users:* Health insurance carriers, TPAs ### Lightning\-Fast Quotation Engine Automated premium calculation tool that replaces manual spreadsheet-based pricing. Accepts corporate claim history and member rosters, applies actuarial underwriting factors, and generates instant premium quotes. **Key features:** - Eliminates multi\-week manual quoting cycles - Applies actuarial factors automatically - Supports multiple coverage structures *Target users:* Insurers, brokers, TPAs ### OCR\-Powered Claims Intelligence Proprietary optical character recognition system for claims data extraction. Reads thousands of claims from scanned PDFs and photos, converting unstructured documents into structured Excel output in approximately 30 seconds. **Key features:** - Reduces claims processing time from 2\-3 weeks to under a minute - Handles scanned PDFs and photographic documents - Structured data output for downstream processing *Target users:* Insurance carriers, TPAs ### TameenLink Corporate health insurance distribution marketplace connecting employers with health insurance products from multiple carriers. Supports policy comparison, pricing analysis, and instant issuance for medium and large companies. SME portals are also available for smaller groups. **Key features:** - 600\+ corporate client network - Real\-time benefit comparison across insurers - Instant policy issuance *Target users:* Employers, corporate HR departments, SMEs ### SME Portals Self-service quotation and data collection portals for small and medium enterprises. SMEs submit group data online and receive automated premium quotes from participating insurers. **Key features:** - Automated data collection workflows - Instant quote delivery to SME employers - Reduced operational burden for participating insurers *Target users:* SME employers, health insurers ## Category & focus - Subcategories: Claims Technology, Distribution & Sales, Data & Analytics - Insurance verticals: Health, Group Benefits - Target customers: Carriers, TPAs, Employers ## Notable customers - 20\+ insurance company partners \(MENA region\) - 600\+ corporate clients through TameenLink ## Links - Website: - Directory profile: - Twitter: - Linkedin: - Instagram: - Demo/contact: --- *Last updated: 2026\-05\-17*