# DBX

> Modular, browser\-based core insurance platform built in Budapest, Hungary

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Budapest, Hungary |
| Founded | 2003 |
| Stage | Established |
| Employees | 11-50 |

## Overview

DBX is a core-administration and claims platform provider for P&C insurers, MGAs, brokers, and claims/assistance providers, built around its flagship product MOBY. Based in Budapest, Hungary, the company has built insurance-specific software since 2003, working primarily with Hungarian and regional financial institutions.

MOBY is a modular, browser-based system covering policy and contract lifecycle management, claims processing, partner management, commission management, and financial administration in a single platform. It is delivered as SaaS or as infrastructure-as-a-service, priced on a usage basis with no separate licensing or hardware costs, and exposes webservices for third-party integration. DBX also builds HAMMY, a multi-channel customer-communication product that generates and archives documents and delivers them by email, post, and other channels, and MOBY-IaaS, a white-label bundle of MOBY, HAMMY, and custom client portals. The technology stack spans Java, Kotlin, .NET, and PostgreSQL, running on a Docker/Kubernetes, Linux-based cloud-native architecture.

DBX lists more than 20 Hungarian financial and insurance-sector clients, including Allianz, Generali, Uniqa, and Groupama. No funding rounds have been publicly disclosed by the company; a single web search surfaced an unconfirmed early-stage figure attributed to Focus Ventures and Hiventures that could not be independently corroborated on DBX's own site or in a second source, so it is not treated as fact here.

## Products & services

### MOBY

Automated, browser-based insurance core system covering policy and contract administration, claims, partner management, commission, and finance for insurers, MGAs, brokers, and claims/assistance providers.

**Key features:**

- Policy and contract lifecycle management with validation frameworks
- Claims processing, including coverage verification, document generation, reserve management, and multi\-level payment approval
- Commission management with fixed and percentage rules across products, channels, and contracts
- Financial module covering premium billing, payment processing, and ledger closure
- Usage\-based \(pay\-as\-you\-go\) pricing with no separate licensing or hardware costs
- Open webservice integration for third\-party connectivity

*Target users:* Insurers, MGAs, brokers, and claims/assistance providers

### HAMMY

Multi-channel customer-communication platform for insurers, generating template-based documents and delivering them by email, post, and other channels, with electronic document archiving.

**Key features:**

- Template\-based document generation
- Omnichannel delivery \(email, print/postal, and other channels\)
- Electronic document archiving

*Target users:* Insurers needing customer communication and document generation

### MOBY\-IaaS

White-label bundle of MOBY, HAMMY, and custom client portals delivered as infrastructure-as-a-service, combining omnichannel communication with electronic document storage.

*Target users:* Insurers and financial institutions seeking a white\-label platform that scales with their business

## Category & focus

- Subcategories: Claims Technology, Document Management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, MGAs/MGUs, Brokers

## Notable customers

- Allianz
- Generali
- Uniqa
- Groupama
- Aegon
- Alfa
- CIG Pannonia
- Erste Broker
- NN
- Signal Iduna
- Genertel
- Magyar Posta Biztosito

*20\+ Hungarian financial/insurance\-sector clients*

## Links

- Website: <https://dbx.hu>
- Directory profile: <https://insurtechlist.com/companies/dbx-insurtech/>
- Blog: <https://dbx.hu/blog/tag/insurtech?l=en>
- Careers: <https://moby.dbx.hu/jobs>
- Linkedin: <https://hu.linkedin.com/company/dbx-kft>
- Customers: <https://dbx.hu/customers?l=en>
- Product \(moby\): <https://moby.insure>

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*Last updated: 2026\-08\-07*
