# CybeRefund

> Cybersecurity education, monitoring, and insurance in one subscription platform

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Milan, Italy |
| Founded | 2020 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

CybeRefund is a cyber risk protection platform for individuals and small businesses, based in Milan, Italy. The company combines cybersecurity education, continuous web monitoring, and insurance coverage into an integrated SaaS subscription targeting the P&C specialty cyber segment in Europe.

The company offers two products: Nautilux, a subscription platform for individuals and employees that bundles awareness training, threat monitoring, real-time alerts, and embedded insurance with up to EUR 10,000 in legal assistance per incident; and Enterprise5, a small-business product pairing endpoint detection and response (EDR) and security operations center (SOC) monitoring with a cyber risk insurance component. Insurance is underwritten through partnerships with DAS Compagnia di Generali Italia and distributed via Yolo Group.

CybeRefund raised EUR 900,000 in convertible seed financing from Intesa Sanpaolo Group in 2021. The company operates as a benefit corporation (societa benefit) under Italian law and has announced plans to expand from Italy into France, Germany, the UK, the Netherlands, and Spain.

## Products & services

### Nautilux

Nautilux is an integrated subscription platform combining cybersecurity education, continuous web monitoring, and insurance coverage for individuals and company employees. The platform delivers awareness training modules, always-on threat monitoring, real-time alerts, and embedded insurance including legal assistance coverage per incident.

**Key features:**

- Continuous web monitoring with real\-time alerts
- Cybersecurity education and training modules
- Embedded insurance with up to EUR 10,000 legal assistance per incident
- Monthly subscription delivery

*Target users:* Individuals, families, company employees

### Enterprise5

Enterprise5 is a SaaS product for small businesses (under EUR 5M revenue, fewer than 30 employees) that combines EDR and SOC-grade security monitoring with a bundled cyber risk insurance policy.

**Key features:**

- Endpoint detection and response \(EDR\)
- Security operations center \(SOC\) monitoring
- Integrated cyber risk insurance
- Targeted at sub\-30\-employee organizations

*Target users:* Small businesses

## Category & focus

- Subcategories: Cyber Insurance, Cybersecurity, Embedded Insurance
- Insurance verticals: Specialty/E&S, P&C Commercial
- Target customers: Consumers, Employers

## Links

- Website: <https://www.cyberefund.it>
- Directory profile: <https://insurtechlist.com/companies/cyberefund/>
- Linkedin: <https://it.linkedin.com/company/cyberefund>

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*Last updated: 2026\-07\-28*