# Covomo > B2B2C comparison portal and embedded insurance platform for specialty and niche insurance products in Germany ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Frankfurt am Main, Germany | | Founded | 2017 | | Stage | Growth | | Employees | 11-50 | | Funding | Series A | ## Overview Covomo is a distribution and sales platform for specialty and niche insurance products, operating in the German market. The company provides insurance brokers, banks, and financial service providers with a B2B2C comparison portal (Vertriebsportal) offering access to over 1,200 insurance tariffs from more than 100 carriers across travel, pet, mobility, electronics, and specialty insurance categories. The platform delivers a REST API for embedded insurance integration, enabling partners to embed insurance products directly into checkout flows and customer journeys. A digital safe application allows end customers to manage valuables and coverage documentation. Covomo emphasizes low advisory effort for partners through automated, fully digitized distribution workflows. Founded in 2017, Covomo has grown to serve brokers representing over 80% of the German brokerage market, with more than 21 million end customers accessible through its partner network. The company raised EUR 2.45M from investors including Technologiefonds Hessen and Policen Direkt Group and is recognized as a market leader in specialty and niche insurance comparison in Germany. ## Products & services ### Vertriebsportal \(Distribution Portal\) A B2B2C comparison platform giving broker partners access to 1,200+ insurance tariffs from 100+ carriers. Covers travel, pet, mobility, electronics, and specialty insurance categories, as well as utility switching services. **Key features:** - 1,200\+ insurance products from 100\+ carriers in one interface - Fully digitized comparison and advisory workflows - Partner\-branded or white\-label deployment options *Target users:* Insurance brokers, broker networks, financial service providers ### Embedded Insurance API A REST API enabling partners to integrate insurance products directly into their existing digital customer journeys and checkout flows. **Key features:** - Plug\-and\-play REST API integration - Supports travel, pet, electronics, and specialty products - EU data residency and GDPR/DSGVO compliant *Target users:* Banks, fintech platforms, e\-commerce operators, comparison platforms ### Digital Safe Application A customer-facing application for managing valuables and insurance policy documentation in one place. **Key features:** - Centralized inventory and coverage management - Digital documentation storage - Customer\-facing self\-service *Target users:* End consumers via partner distribution channels ### Comparison Calculators Interactive online calculators for various insurance categories available via the Covomo portal and partner integrations. **Key features:** - Category\-specific calculation engines - Embeddable via API or web widget - Real\-time tariff retrieval *Target users:* Insurance brokers, end consumers ## Category & focus - Subcategories: Embedded Insurance, Insurance Comparison, Digital Distribution, B2B2C Platform - Insurance verticals: P&C Personal, Specialty/E&S - Target customers: Brokers, Carriers, Agents/Agencies ## Notable customers - Insurance brokers and broker networks across Germany - Comparison platforms and financial service providers - Banks and fintech platforms ## Links - Website: - Directory profile: - Careers: - Linkedin: - Press/news: - Business portal: - Comparison tool: --- *Last updated: 2026\-05\-17*