# CoverRadar

> Australian insurance group combining digital MGA underwriting with technology\-driven broker distribution

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | APAC |
| Headquarters | Sydney, NSW, Australia |
| Founded | 2020 |
| Employees | 11-50 |

## Overview

CoverRadar is a property and specialty insurance MGA operating in the Australian market, distributing products exclusively through professional brokers via a digital platform. The company holds Australian Financial Services Licence 523647 and is accredited as a Lloyd's of London broker, operating through its subsidiary Hutch Underwriting as the primary underwriting entity.

Hutch Underwriting functions as the group's digital MGA, holding Lloyd's coverholder status and full underwriting authority across several property and specialty lines. Products are written on Lloyd's of London paper and distributed via the Sunrise Exchange digital platform under product code HUTSTR, with in-house claims support based in Sydney.

The group serves Australian insurance brokers handling strata, construction, landlord, and professional lines business. Founded in 2020 during the pandemic, the company remains independent and employee-owned with leadership drawn from backgrounds in Lloyd's, major carriers, and legal services.

## Products & services

### Residential and Commercial Strata Insurance

Coverage for body corporates and strata schemes, including property and liability protection with cyber fraud coverage included.

**Key features:**

- Property damage and loss
- Public liability
- Cyber fraud protection for body corporates

*Target users:* Strata property owners, body corporates, and lot owners in residential and commercial buildings

*Distribution:* Broker\-only via Sunrise Exchange digital platform

### Residential Landlords Insurance

Coverage for individual property investors and landlords across Australian residential properties.

**Key features:**

- Building and contents damage
- Landlord liability
- Loss of rent

*Target users:* Individual landlords and residential property investors

*Distribution:* Broker\-only via Sunrise Exchange digital platform

### Annual Construction Insurance

Annual coverage for construction trades businesses.

**Key features:**

- Construction works cover
- Public and products liability
- Tools and equipment

*Target users:* Construction tradespeople and businesses requiring annual policy coverage

*Distribution:* Broker\-only via Sunrise Exchange digital platform

### Trade Pack Insurance

Bundled insurance coverage for trade-based businesses.

**Key features:**

- Business property
- Public liability
- Tools and equipment

*Target users:* Trade businesses requiring multiple lines of coverage in a single package

*Distribution:* Broker\-only via Sunrise Exchange digital platform

### Professional Indemnity

Liability coverage for professional service providers.

**Key features:**

- Claims arising from professional advice and services
- Legal defence costs

*Target users:* Professionals and consultants across various disciplines

*Distribution:* Broker\-only via Sunrise Exchange digital platform

### Management Liability

Organisational liability protection for directors, officers, and management teams.

**Key features:**

- Directors and officers liability
- Employment practices liability
- Corporate liability

*Target users:* Companies and their management requiring protection from governance and employment\-related claims

*Distribution:* Broker\-only via Sunrise Exchange digital platform

## Links

- Website: <https://coverradar.com.au>
- Directory profile: <https://insurtechlist.com/companies/coverradar/>
- Linkedin: <https://au.linkedin.com/company/hutch-underwriting>
- Hutch underwriting: <https://hutchunderwriting.com.au>

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*Last updated: 2026\-06\-16*