# CoverGo

> No\-code, modular AI insurance platform for health, life, and P&C

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Hong Kong, China |
| Founded | 2017 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Series A |

## Overview

CoverGo is a leading global insurtech company that delivers a modular, no-code core insurance platform for health, life, and property & casualty lines. Founded in 2017 by Tomas Holub, the company enables insurance carriers, MGAs, brokers, and banks to build, distribute, and manage insurance products faster and more cost-effectively than traditional approaches. The platform's patented drag-and-drop product builder allows insurers to create and launch new products in days rather than months.

The company has established a strong presence across Asia, EMEA, and the Americas, with offices in Hong Kong, Singapore, New York, Silicon Valley, and Dubai. CoverGo serves major global insurers including AXA, Bupa, MSIG, and Dai-ichi Life, and works with delivery partners such as Deloitte, Accenture, IBM, and Synpulse.

With a team of over 140 experts representing 35 nationalities and more than 500 years of combined insurtech and enterprise software experience, CoverGo has positioned itself as a technology partner for insurers looking to digitally transform their operations with a flexible, API-driven SaaS architecture.

## Products & services

### Product Builder

Patented drag-and-drop, no-code tool that enables insurers to create and configure insurance products across health, life, and P&C lines in days rather than months. Claims to reduce over 90% of product building time and cost.

**Key features:**

- Drag\-and\-drop product configuration
- No\-code product creation
- Patented technology
- Support for health, life, and P&C lines

*Target users:* Carriers, MGAs, Product Teams

### CoverGo Distribution

AI-powered omni-channel distribution platform enabling insurers and intermediaries to distribute insurance products across multiple channels.

**Key features:**

- Direct, agent, broker, bancassurance, and embedded insurance channels
- AI\-powered distribution capabilities
- Omni\-channel management
- White\-label digital storefronts

*Target users:* Carriers, MGAs, Brokers, Banks

### CoverGo PAS \(Policy Administration System\)

Enterprise-grade policy administration system for managing policies, renewals, endorsements, and the full policy lifecycle.

**Key features:**

- End\-to\-end policy lifecycle management
- Renewals and endorsements
- Multi\-line support \(health, life, P&C\)
- Configurable workflows

*Target users:* Carriers, MGAs, TPAs

### CoverGo Claims

Digital claims management platform with AI-powered automation, capable of automating up to 60% of claims processes.

**Key features:**

- AI\-powered claims automation
- Up to 60% claims process automation
- Digital claims submission and tracking
- Intelligent document processing

*Target users:* Carriers, TPAs, Claims Teams

### AI Agents

Suite of AI-powered agents for insurance operations including intelligent document processing, customer support, and life illustration & comparison.

**Key features:**

- Intelligent Document Processing agent
- Customer Support AI agent
- Life Illustration & Comparison agent
- Integration with CoverGo platform

*Target users:* Carriers, Operations Teams

## Category & focus

- Subcategories: Policy Administration, Claims Management, Product Configuration, Distribution Management
- Insurance verticals: Health, Life & Annuity, P&C
- Target customers: Carriers, MGAs, Brokers

## Notable customers

- AXA
- Bupa
- MSIG \(MS&AD Insurance Group\)
- Dai\-ichi Life
- Asia Insurance
- Bank of China Group Insurance
- GMS
- MediHelp International
- Insured Nomads

## Links

- Website: <https://www.covergo.com>
- Directory profile: <https://insurtechlist.com/companies/covergo/>
- News: <https://www.covergo.com/news/>
- About: <https://www.covergo.com/about-us/>
- Careers: <https://www.covergo.com/about-us/join-us/>
- Linkedin: <https://www.linkedin.com/company/covergo>

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*Last updated: 2026\-03\-25*