# Coverage Cat > AI\-assisted quote comparison for homeowners and umbrella liability insurance\. ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | Broker | | Region | NA | | Headquarters | Long Island City, New York, USA | | Founded | 2022 | | Employees | 1-10 | ## Overview Coverage Cat is a personal property and casualty insurance brokerage focused on homeowners and umbrella liability coverage for consumers in the United States, with additional access to auto, renters, pet, and flood insurance. The company operates in California as Coverage Cat Insurance Services and is based in Long Island City, New York, with a team of roughly ten employees. Its platform centers on an AI-based insurance assistant that walks users through a quote-comparison workspace, compares pricing across carriers, and includes self-serve insurance calculators, a homeowners agent finder, and claims-decision guidance that helps policyholders weigh whether filing a claim is worthwhile. Coverage Cat was founded in 2022 and went through Y Combinator before raising a USD 4M Series A round in July 2022 from South Quad and Soma Capital, following an earlier USD 500K seed round from Y Combinator. The company positions itself against typical lead-generation brokers, stating it does not sell user data or place unsolicited calls, and it publishes an AI-assistant performance leaderboard on its site. It reports serving tens of thousands of users and holds a 100 percent five-star rating on Trustpilot and a 4.7-star average on Google Reviews. ## Products & services ### Home Insurance Quote & Comparison AI-assisted quote workspace for homeowners insurance that live-compares carrier pricing without requiring the user to be sold to a single carrier. ### Umbrella Liability Insurance Umbrella liability coverage marketed up to USD 10M, aimed at buyers seeking excess liability protection beyond a standard homeowners or auto policy. ### Insurance Calculators Self-serve calculators for estimating home and umbrella coverage needs. ### Homeowners Agent Finder Tool that connects users with a licensed homeowners insurance agent. ### Claims Decision Guidance In-product guidance to help policyholders decide how to handle a claim, weighing deductible and premium impact. ### AI Leaderboard A published leaderboard tracking the performance and transparency of the company's AI insurance assistant. ## Category & focus - Subcategories: Digital storefront, quote\-to\-bind, personal lines comparison - Target customers: Consumers ## Notable customers - 100% five\-star rating on Trustpilot - 4\.7\-star average rating on Google Reviews *Tens of thousands of users served* ## Links - Website: - Directory profile: - Faq: - Blog: - Linkedin: --- *Last updated: 2026\-08\-05*