# CoSure

> Blockchain\-based SaaS marketplace for digital risk placement and reinsurance management

## At a glance

| Field | Value |
| --- | --- |
| Category | Reinsurance Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Istanbul, Turkey |
| Founded | 2020 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

CoSure is a reinsurance technology SaaS platform for insurance companies, reinsurers, brokers, and agencies seeking to digitize commercial risk placement and management. The platform targets counterparties across the reinsurance chain -- including cedants, reinsurers, and retrocessionaires -- looking to replace manual, spreadsheet-driven workflows with a real-time digital process.

The platform combines an Automation-as-a-Service (AaaS) front end with a Blockchain-as-a-Service (BaaS) back end. Insurance professionals use CoSure to place and manage coinsurance, facultative reinsurance, excess of loss, retrocession, and treaty reinsurance transactions on a single marketplace. Blockchain-based smart contracts are generated from slip documents, and AI-driven modules handle claim segmentation, reconciliation automation, and risk recommendations.

Founded in 2020 and based in Istanbul, CoSure raised seed funding through the HackZone accelerator program operated by Allianz Turkiye and Tenity. The company holds ISO/IEC 27001, ISO/IEC 27701, PCI DSS, and ISO/IEC 20001-1 certifications. It targets markets in Europe, North America, MENA, and the former USSR in addition to its home market.

## Products & services

### CoSure Marketplace Platform

A multi-sided SaaS marketplace providing end-to-end digital risk placement, reconciliation, and claims management for the reinsurance and coinsurance market. The platform includes 12+ integrated modules covering the full transaction lifecycle.

**Key features:**

- Real\-time risk placement across coinsurance, facultative, XoL, retrocession, and treaty structures
- Blockchain\-enabled smart contract generation from slip documents and cover notes
- Automated reconciliation workflow with consensus protocol for claims
- AI\-powered claim segmentation, risk recommendations, and reporting dashboards
- Built\-in counterparty discovery, instant messaging, video calls, and digital signatures

*Target users:* Insurance companies, reinsurance companies, brokers, agencies, and financial institutions involved in commercial risk transfer

### Automation\-as\-a\-Service \(AaaS\)

Front-end automation layer that digitizes documents, automates data extraction from existing formats, and manages workflows across connected parties.

**Key features:**

- Document digitization and automated data capture
- Workflow management and task routing
- Real\-time follow\-up and status tracking

*Target users:* Underwriters, reinsurance operations teams, brokers

### Blockchain\-as\-a\-Service \(BaaS\)

Back-end distributed ledger layer providing tamper-resistant transaction records, smart contract execution, and optional cryptocurrency-based settlement.

**Key features:**

- Smart contracts on Binance, Ethereum, and Avalanche chains
- Multi\-layered encryption with six security layers
- Cryptocurrency payment support

*Target users:* Reinsurance operations and finance teams requiring audit\-grade transaction records

### Partner Program

Channel program enabling insurance brokers, MGAs, and technology resellers to earn recurring revenue for customers they bring to the platform.

**Key features:**

- Monthly margin per subscribed customer
- Open to brokers, MGAs, and technology resellers

*Target users:* Insurance brokers, MGAs, technology resellers

## Category & focus

- Subcategories: Digital risk placement, smart contracts, reconciliation automation, facultative reinsurance platform
- Insurance verticals: Reinsurance, P&C Commercial, Specialty/E&S
- Target customers: Carriers, Reinsurers, Brokers, MGAs/MGUs

## Notable customers

- No publicly named customers at time of research

## Links

- Website: <https://cosure.co>
- Directory profile: <https://insurtechlist.com/companies/cosure/>
- Blog: <https://cosure.co/blog.html>
- About us: <https://www.cosure.co/about-us.html>
- Linkedin: <https://www.linkedin.com/company/co-sure>
- How it works: <https://cosure.co/how-it-works.html>
- Partner program: <https://www.cosure.co/become-a-partner.html>

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*Last updated: 2026\-06\-13*