# Consor AG

> Underwriting and policy management software for industrial and specialty insurance carriers

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Zurich, Switzerland |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Consor AG is a Zurich-based software company providing underwriting and policy management platforms to insurance carriers in German-speaking markets. The company has operated since 1979 and has focused exclusively on insurance software since 2001, serving carriers in Switzerland, Germany, and Austria across industrial, specialty, and individual insurance lines.

Their flagship platform, Consor Universal, is a Java-based, web-delivered system that supports the full insurance product lifecycle -- from risk analysis and quoting through policy issuance and contract management. The platform is available as both traditionally licensed software and a fully managed cloud SaaS offering hosted on Amazon Web Services. A no-code Design Engine module allows business analysts to configure products and workflows without IT involvement. As of 2025, Consor is actively transitioning its customer base to the cloud SaaS model, which holds ISO 27001 certification and complies with the EU Digital Operational Resilience Act (DORA).

Consor's customer base includes major Swiss and German carriers such as AXA, Zurich Insurance, Die Mobiliar, Helvetia Baloise, and BarmeniaGothaer, a top-10 German insurer that went live on the Consor Universal Cloud Service in June 2025. The company is owner-managed with no external funding reported.

## Products & services

### Consor Universal

Consor Universal is a web-based underwriting and policy management platform for industrial, specialty, and individual insurance. It supports quoting, policy issuance, contract amendments, collective agreements, framework agreements, and international programs with term inheritance. The platform handles multiline products and multilingual policy wording.

**Key features:**

- Design Engine: no\-code/low\-code product configurator for business analysts
- Full underwriting workflow automation from risk analysis through contract management
- Support for individual, collective, and framework agreements
- Multiline and multilingual policy support
- REST API for integration with peripheral systems

*Target users:* Insurance carriers in DACH region \(Switzerland, Germany, Austria\)

### Consor Universal Cloud Service

A fully managed SaaS delivery of Consor Universal hosted on AWS. Includes continuous automatic updates, high availability, and pay-as-you-go pricing.

**Key features:**

- Hosted on Amazon Web Services with redundant infrastructure
- ISO 27001 certified information security management
- DORA compliant \(EU Digital Operational Resilience Act\)
- No in\-house data center required
- Automatic updates included

*Target users:* Insurance carriers seeking a managed SaaS alternative to on\-premise deployment

## Category & focus

- Subcategories: Underwriting Workbench, Policy Administration, Product Configurator
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers

## Notable customers

- AXA Germany
- AXA Switzerland
- AXA\-ARAG
- BarmeniaGothaer \(Cloud Service go\-live June 2025\)
- Die Mobiliar
- Helvetia Baloise
- OCC Assekuradeur
- Versicherungskammer Bayern
- VGH Versicherungen
- Zurich Insurance

## Links

- Website: <https://consor.ch>
- Directory profile: <https://insurtechlist.com/companies/consor-ag/>
- Product: <https://consor.ch/en/product/>
- Youtube: <https://www.youtube.com/@consorag5483>
- Linkedin: <https://www.linkedin.com/company/consorag/>
- References: <https://consor.ch/en/references/>

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*Last updated: 2026\-06\-13*