# COGNISURE

> AI\-powered submission intake and underwriting automation for commercial P&C insurance

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Naperville, IL, USA |
| Founded | 2019 |
| Stage | Startup |
| Employees | 51-200 |
| Funding | Seed |

## Overview

COGNISURE is an AI-powered insurance technology platform that automates submission intake, loss run analysis, and underwriting workflows for commercial P&C insurance. The platform uses a three-layer AI architecture -- Document AI, Underwriting AI, and Conversational AI -- to extract and structure data from unstructured insurance documents such as submissions, loss runs, policies, and quotes.

COGNISURE empowers carriers, brokers, and MGAs with faster quote-to-bind cycles, enhanced risk decision-making, and dramatically reduced manual data entry. The platform delivers measurable outcomes: 90% faster time to quote for carriers, 3X underwriting capacity boost, and 70% faster market submission for brokers.

The company has grown to 90+ employees as of 2025, reflecting 20% year-over-year growth, and serves multiple Fortune 500 insurers and top-10 brokers across its commercial P&C product suite.

## Products & services

### Submissions Suite

AI-powered submission intake automation covering major commercial P&C lines. Each product automates the extraction, structuring, and routing of submission data from unstructured documents. **Products:**

**Key features:**

- \*\*Truckers 360\*\*: Commercial trucking submission automation
- \*\*Workers Comp 360\*\*: Workers compensation submission processing
- \*\*Construction 360\*\*: Construction industry submission intake
- \*\*Mid\-Market 360\*\*: Mid\-market commercial submission automation
- \*\*Healthcare 360\*\*: Employee benefits submission processing
- \*\*Property 360\*\*: Commercial property submission automation
- Extracts structured data from PDFs, XLSX, XLS, and CSV formats
- Outputs to JSON and XML for downstream system integration
- Integrates with Guidewire, Duck Creek, and legacy policy admin systems via RESTful API

*Target users:* Carriers, Brokers, MGAs

### Loss 360

Automated loss run processing and data extraction, launched in 2024 with 9 pilot customers.

**Key features:**

- Automated ingestion and analysis of loss run documents
- Structured data output for underwriting decision support
- Reduces manual loss run review time significantly

*Target users:* Carriers, Underwriters

### Benefit 360

Health insurance and employee benefits document automation platform.

**Key features:**

- Automated processing of employee benefits documents
- Supports health insurance submission workflows
- Structured data extraction for benefits administration

*Target users:* Benefits carriers, Brokers

### Core AI Platform

The underlying three-layer AI architecture powering all COGNISURE products:

**Key features:**

- \*\*Document AI\*\*: Extracts information from unstructured documents using LLM and Visual AI
- \*\*Underwriting AI\*\*: Risk triage and decision support for underwriters
- \*\*Conversational AI\*\*: Interactive engagement with submission data and document insights

## Category & focus

- Subcategories: Submission Intake Automation, Document AI, Loss Run Processing, Underwriting Workbench
- Insurance verticals: P&C Commercial, Workers Compensation, Health, Group Benefits
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Acrisure
- West Bend Mutual
- QBE Insurance
- Magmutual
- Johnson\-Kendall
- MMA \(Marsh McLennan Agency\)
- NII
- Conner Strong
- VGM

## Links

- Website: <https://cognisure.ai>
- Directory profile: <https://insurtechlist.com/companies/cognisure/>
- Linkedin: <https://www.linkedin.com/company/cognisure>
- Crunchbase: <https://www.crunchbase.com/organization/cognisure>
- Loss 360 product: <https://cognisure.ai/products/loss-360>
- Benefits platform: <https://benefits.cognisure.ai>

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*Last updated: 2026\-04\-09*
