# Cogitate Technology Solutions

> Digital Insurance Accelerated \- Cloud\-native P&C insurance software for carriers, MGAs, and program administrators

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Atlanta, Georgia |
| Founded | 2012 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Cogitate Technology Solutions is a leading provider of innovative and transformative digital technology products for the property and casualty insurance industry. Founded in 2012 in Atlanta, Georgia, the company was established when insurance industry veterans joined forces with technology experts with a vision to transform the insurance business through technological innovation.

The company's flagship DigitalEdge Insurance Platform digitalizes insurance across the value chain, offering insurance carriers, MGAs, wholesale brokers, and program administrators a smooth transition to cloud-native, data-driven core underwriting, policy, billing, and claims applications. Built on Microsoft Azure with a microservices architecture, the platform is designed to be 80%+ pre-configured out-of-the-box while remaining highly customizable to address specific business requirements.

Cogitate has achieved notable recognition including CNBC Top Insurtech, Fintech Global Insurtech 100, and Datos Insights Impact Award for Core Technology. The company maintains 100% client retention and has successfully launched new products in as little as 8-10 weeks.

## Products & services

### DigitalEdge Policy

Digital underwriting and distribution software for modern insurance providers supporting the complete policy lifecycle.

**Key features:**

- Rating and comparative quotes to binding and issuance
- Post\-sale services: endorsements, renewals, cancellations, reinstatements, rewrites
- Collaborative agent/underwriter platform
- Quote in a Minute capability
- Customer E\-signature verification

*Target users:* Carriers, MGAs, Underwriters, Agents

### DigitalEdge Billing

Transformative billing management system for Property and Casualty insurance companies with scalable design for end-to-end billing lifecycle management.

**Key features:**

- End\-to\-end billing lifecycle management
- Support for personal, commercial, and specialty lines
- Flexible payment processing
- Integrated with One Inc for digital payments

*Target users:* Carriers, MGAs, Billing Teams

### DigitalEdge Claims

Comprehensive, innovative, and highly configurable claims solution delivering greater value through shortened claims turnaround time.

**Key features:**

- Streamlined claims processing
- Reduced costs and leakage
- Improved productivity and efficiency
- Enhanced customer experiences

*Target users:* Carriers, Claims Adjusters

### DemandAssist

AI-powered demand letter management solution.

**Key features:**

- Automated demand letter processing
- AI\-powered analysis
- Workflow automation

*Target users:* Claims Teams

### DigitalEdge Configuration Manager

Low Code No Code platform providing easy-to-use interface for insurers to configure products without writing code.

**Key features:**

- No\-code product configuration
- Business user empowerment
- Rapid product launches

*Target users:* Business Analysts, Product Managers

### Predictive Analytics

AI and data science tools for underwriting prioritization and decision-making.

**Key features:**

- Binding probability calculation using machine learning
- Submission prioritization \(red/yellow/green tiers\)
- Historical policy data analysis

*Target users:* Underwriters, Data Teams

## Category & focus

- Subcategories: Policy Administration, Billing, Claims Management, Digital Underwriting
- Insurance verticals: P&C
- Target customers: Carriers, MGAs, Wholesale Brokers, Program Administrators

## Notable customers

- Risk Placement Services \(RPS\) \- Top 5 Wholesale Broker
- Brown & Brown \- Top 5 Wholesale Broker
- Treaty Oak
- Insurance House
- Southern General Insurance
- Falcon Risk Services
- Embark MGA
- Colorado FAIR Plan

## Links

- Website: <https://cogitate.com>
- Directory profile: <https://insurtechlist.com/companies/cogitate/>
- Careers: <https://cogitate.com/careers/>
- Twitter: <https://twitter.com/cogitatetech>
- Linkedin: <https://www.linkedin.com/company/cogitate-technology-solutions>
- Customers: <https://cogitate.com/our-customers/>
- Leadership: <https://cogitate.com/leadership-team/>
- Alt website: <https://www.cogitate.us>
- Demo/contact: <https://cogitate.com/contact-us/>

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*Last updated: 2026\-03\-25*