# CO\-OPERATORS

> Canadian multi\-line co\-operative insurer with a dedicated embedded insurance platform \(Duuo\) for API\-first digital distribution\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Carrier |
| Region | NA |
| Headquarters | Guelph, Ontario, Canada |
| Founded | 1945 |
| Stage | Enterprise |
| Employees | 1000+ |

## Overview

The Co-operators Group Limited is one of Canada's leading multi-line insurance and financial services co-operatives. Founded in 1945 and owned by 46 member organizations -- including credit union centrals, co-operatives, and farm organizations -- the company operates more than 600 locations across Canada. Co-operators provides auto, home, life, farm, travel, and commercial insurance alongside wealth management and institutional asset management services.

Co-operators is distinguished by its co-operative ownership model and longstanding commitment to sustainability and community involvement. In 2024, the company announced a USD 3 billion climate solutions investment target by 2030, reflecting its values-based approach to capital management.

In 2023, Co-operators launched Duuo, a dedicated embedded insurance division offering API-first insurance products. Duuo enables PropTechs, FinTechs, and event platforms to embed tenant and event insurance directly into their workflows, positioning Co-operators as an active participant in the insurtech ecosystem.

## Category & focus

- Insurance verticals: P&C Personal, P&C Commercial, Life & Annuity, Group Benefits
- Target customers: Consumers, Employers, PropTechs, FinTechs, Event Platforms

## Notable customers

- \*\*Direct customers\*\*: Individual consumers, farms, and commercial businesses
- \*\*API partners\*\*: PropTechs, FinTechs, event platforms via Duuo
- \*\*Distribution network\*\*: 485\+ exclusive P&C agents; Federated Agencies Limited \(brokerage\)
- \*\*Scale indicator\*\*: CAD 62\+ billion assets under administration; 46 member organizations; 600\+ locations

## Links

- Website: <https://www.cooperators.ca>
- Directory profile: <https://insurtechlist.com/companies/co-operators/>
- Linkedin: <https://ca.linkedin.com/company/co-operators>
- Newsroom: <https://www.cooperators.ca/en/about-us/newsroom>
- Duuo platform: <https://duuo.ca>
- Corporate overview: <https://www.cooperators.ca/en/about-us/corporate-overview>
- Group of companies: <https://www.cooperators.ca/en/about-us/corporate-overview/our-group-of-companies>
- Investor relations: <https://www.cooperators.ca/en/about-us/corporate-overview/investor-relations>

---

*Last updated: 2026\-05\-11*