# Cluda

> AI\-powered policy comparison and automation workspace for insurance brokers

## At a glance

| Field | Value |
| --- | --- |
| Category | Document Management |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Dublin, Ireland |
| Founded | 2024 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Cluda is a document intelligence and automation platform for insurance brokers, focused on policy comparison, renewal reporting, and coverage query handling. The platform targets commercial and employee benefits brokers of all sizes, from boutique operations to multinational firms.

The platform ingests policy documents in varying insurer formats, uses OCR and AI to extract structured data, and produces side-by-side coverage comparisons. Brokers can generate branded renewal reports using existing firm templates and query coverage scenarios through a citation-based AI assistant trained on firm documentation. The technology is designed to reduce errors and omissions (E&O) exposure by logging all checks with evidenced reporting for compliance purposes.

Cluda was founded by insurance industry veterans, with CEO Michael McGurn bringing a background in IPMI and employee benefits brokerage. In May 2026, the company became a corporate member of AMII (Association of Medical Insurers and Intermediaries). The platform offers API access with integrations targeting Acturis, Applied, OpenGI, and Salesforce, and supports white-label deployment via embedded portals.

## Products & services

### Policy Comparison and Analysis

An automated policy comparison engine that handles different insurer document formats. Extracts structured data via OCR and AI to produce side-by-side coverage comparisons. Flags non-standard clauses such as Silent Cyber exclusions, identifies policy wording changes, and checks multiple locations, excesses, and limits. All checks are logged with evidenced reporting for compliance purposes.

**Key features:**

- Multi\-format insurer document ingestion
- Automated identification of non\-standard clauses and coverage gaps
- Compliance\-ready audit logs with evidence trails

*Target users:* Commercial and employee benefits brokers

### Renewal Report Generation

Generates AI-drafted renewal reports formatted to existing brokerage firm templates. Produces branded client reports on standard letterheads within minutes rather than hours, reducing the administrative workload at renewal season.

**Key features:**

- Template\-matching to existing firm letterheads
- Automated formatting of structured comparison data into narrative reports
- Designed to scale renewal output without adding headcount

*Target users:* Commercial brokers handling high\-volume renewal books

### AI Assistant

A coverage query assistant trained on firm documentation that provides citation-based answers to policyholder and broker queries. Supports claims scenario analysis and coverage interpretation with references to source documents.

**Key features:**

- Citation\-backed responses referencing original policy documents
- Claims scenario assistance and coverage analysis
- Distinct from generic AI \-\- trained on broker\-specific domain content

*Target users:* Brokers handling client coverage queries

### API and Integrations

An API-first integration layer providing a document pipeline, embedded assistant, automated renewal checks, and a white-label client portal. Designed for embedding into existing broker platforms without requiring separate logins.

**Key features:**

- REST API endpoints for document pipeline and embedded assistant
- White\-label portal deployable within existing broker systems
- PII redaction before AI processing, with GDPR\-compliant audit trails

*Target users:* Brokerages and technology vendors seeking embedded document intelligence

## Category & focus

- Subcategories: Policy analysis, renewal automation, AI assistant, OCR/document extraction
- Insurance verticals: P&C Commercial, Health, Group Benefits, Specialty/E&S
- Target customers: Brokers

## Notable customers

- Heath Crawford \(Oliver Leyens, MD \-\- "Using your Policy Review Agent is saving us so much time"\)

## Links

- Website: <https://www.cluda.ai>
- Directory profile: <https://insurtechlist.com/companies/cluda/>
- Blog: <https://www.cluda.ai/blog>
- Linkedin: <https://ie.linkedin.com/company/cluda>

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*Last updated: 2026\-06\-13*