# CLOVERLEAF ANALYTICS

> Purpose\-built business intelligence and GenAI platform helping P&C insurance carriers turn complex data into faster, better underwriting, claims, and operational decisions\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Georgetown, Texas, United States |
| Founded | 2015 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Cloverleaf Analytics is a business intelligence and analytics platform purpose-built for property and casualty insurance carriers and workers compensation rating bureaus. The company provides a GenBI (Generative AI plus Business Intelligence) platform that combines machine learning, natural language processing, and 950+ insurance-specific KPIs to help mid-to-large P&C carriers turn complex insurance data into faster, better underwriting, claims, and operational decisions.

Founded in 2015 by Robert Clark -- who brings 30+ years of insurance BI expertise and has co-founded two prior insurance software companies -- Cloverleaf Analytics has grown to serve 30+ carriers and industry organizations. The platform includes 220+ out-of-the-box insurance resources and integrates with major analytics tools including Pyramid Analytics, Microsoft Power BI, and Qlik.

In 2025-2026, the company expanded its product suite significantly: launching WorkComp360 in partnership with PCRB (Pennsylvania Compensation Rating Bureau), contributing its insurance data model to the openIDL open standards initiative, and announcing the 2026 AI Suite positioning itself as a unified insurance decision intelligence platform.

## Products & services

### Insurance Intelligence Platform

Core GenBI platform combining machine learning, NLP, and analytics for insurance decision support. Vendor-agnostic analytics compatible with Pyramid Analytics, Microsoft Power BI, and Qlik. Includes 220+ out-of-the-box insurance resources and 950+ insurance-specific KPIs for underwriting, claims, and operational decisions.

**Key features:**

- 950\+ insurance\-specific KPIs and metrics
- 220\+ pre\-built insurance reports and dashboards
- Vendor\-agnostic compatibility \(Pyramid Analytics, Power BI, Qlik\)
- Generative AI\-powered automated insights and natural language queries

*Target users:* P&C insurance carriers, C\-suite executives, underwriting teams, claims professionals

### Claims Analytics Hub

Claims analytics platform for analyzing claim costs, jurisdictional exposure, reserve impacts, and claims maturity analysis. Provides insights on average claim costs and reserve impact assessment to support claims decision-making.

**Key features:**

- Jurisdictional exposure analysis
- Reserve impact assessment
- Claims maturity analysis
- Average claim cost benchmarking

*Target users:* Claims professionals, claims managers, actuaries

### Underwriting Analytics

Risk assessment and pricing optimization tools for underwriting teams, enabling pricing refinement and risk-based decision making across lines of business.

**Key features:**

- Risk scoring and segmentation
- Pricing optimization tools
- Portfolio analysis and monitoring
- Cross\-line underwriting insights

*Target users:* Underwriting teams, pricing actuaries, risk managers

### WorkComp360

Workers compensation analytics platform developed in partnership with PCRB (Pennsylvania Compensation Rating Bureau). Launched July 2025, providing specialized analytics for workers compensation insurance professionals and rating bureaus.

**Key features:**

- Workers compensation\-specific KPIs and reporting
- Rating bureau integration and data standards
- Specialized analytics for WC underwriting and claims

*Target users:* Workers compensation carriers, rating bureaus, WC underwriting teams

### 2026 AI Suite

Announced February 2026, the AI Suite delivers the P&C industry's most advanced unified insurance decision intelligence, extending the GenBI platform with advanced generative AI capabilities for automated decision support and intelligent insights generation.

*Target users:* P&C carrier executives, underwriting and claims leadership

## Category & focus

- Subcategories: Business Intelligence, Insurance Analytics, Generative AI, Predictive Analytics
- Insurance verticals: P&C Commercial, P&C Personal, Workers Compensation
- Target customers: Carriers, MGAs/MGUs

## Notable customers

- Oklahoma Farm Bureau Insurance
- Co\-operative Insurance Companies \(live across 11 lines of business\)
- CURE Auto Insurance
- Bamboo Insurance
- AAIS \(American Association of Insurance Services\)
- Dryden Mutual Insurance
- Transverse Insurance Group
- United Auto Insurance
- Pearl Holding Group \(selected June 2025\)
- Stratus Insurance Group

## Links

- Website: <https://cloverleafanalytics.com>
- Directory profile: <https://insurtechlist.com/companies/cloverleaf-analytics/>
- Linkedin: <https://www.linkedin.com/company/cloverleaf-analytics>
- Newsroom: <https://cloverleafanalytics.com/newsroom/>
- Press/news: <https://cloverleafanalytics.com/press-releases/>

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*Last updated: 2026\-04\-09*