# Climatica

> Parametric weather insurance powered by machine learning and real\-time weather data

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Warsaw, Poland |
| Founded | 2021 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Seed |

## Overview

Climatica is a parametric insurance solutions provider based in Warsaw, Poland, offering machine learning-powered weather insurance products to carriers and insurers serving climate-sensitive industries. The company focuses on automating compensation for weather-related financial losses in the tourism, agriculture, and renewable energy sectors.

The platform integrates real-time weather monitoring data from third-party sources with predictive risk models to assess the probability of extreme weather events at a regional level. Insurance policies built on the platform trigger automatic payouts when predefined weather thresholds are crossed, eliminating the need for claims documentation or human adjustment. Coverage applies to conditions such as excessive rainfall, temperature variations, and snow events.

Founded in 2021, Climatica has participated in programs run by Startup Wise Guys and Plug and Play Insurtech. The company raised a seed round of USD 80K from investors including DaftCode and FundingBox Deep Tech Fund, and currently operates as a small team of under 10 people.

## Products & services

### Parametric Weather Insurance Platform

A machine learning platform that analyzes real-time weather data to produce predictive risk models for specific geographic regions. Insurers use the platform to offer parametric products that pay out automatically when weather conditions meet predefined thresholds, without requiring a claims submission or investigation process.

**Key features:**

- Real\-time weather data integration from third\-party monitoring sources
- ML\-based regional risk modeling and event probability scoring
- Automated payout triggers based on configurable weather thresholds
- Coverage for rain, temperature, and snow conditions

*Target users:* Carriers and MGAs developing parametric weather products for the tourism, agriculture, and renewable energy markets

## Category & focus

- Subcategories: Parametric Insurance, Weather Risk
- Insurance verticals: Specialty/E&S, P&C Commercial
- Target customers: Carriers, MGAs/MGUs

## Links

- Website: <https://climatica.com>
- Directory profile: <https://insurtechlist.com/companies/climatica/>
- Facebook: <https://www.facebook.com/Climatica.insurtech/>
- Linkedin: <https://pl.linkedin.com/company/climatica-ai>

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*Last updated: 2026\-06\-22*