# ClearRisk > Cloud\-based risk management software for municipalities and self\-insured organizations ## At a glance | Field | Value | | --- | --- | | Category | Claims Technology | | Type | Solutions Provider | | Region | NA | | Headquarters | St. Johns, Newfoundland, Canada | | Founded | 2006 | | Stage | Growth | | Employees | 11-50 | | Funding | Seed | ## Overview ClearRisk is a cloud-based risk management software company founded in 2006 by Craig Rowe, a former municipal risk manager with over 15 years of public sector experience. The company was built to address the lack of practical, affordable risk management tools available to municipalities and mid-market organizations. ClearRisk serves 225+ organizations across North America, primarily in the public sector and property management, helping risk managers reduce manual work, centralize data, and mitigate claims costs. The company reports up to 95% time savings on routine risk management tasks, with documented reductions in Total Cost of Risk (TCOR) of 40-55% and up to 85% savings in administrative time. ClearRisk is a Certified B Corporation, demonstrating commitment to social and environmental responsibility with a B Impact assessment score of 93.7. ## Products & services ### Claims Management Software End-to-end claims tracking, reporting, and resolution workflows. Enables streamlined processing and visibility across the claims lifecycle. **Key features:** - Claims intake, tracking, and resolution workflows - Analytics and reporting for claims outcomes - Third\-party insurance certificate management *Target users:* Municipal risk managers, self\-insured employers, property managers ### Incident Management Software Structured incident reporting, investigation, and corrective action tracking. Includes a public-facing incident intake webform to collect data from multiple sources. **Key features:** - Incident recording and investigation workflows - Corrective action tracking and follow\-up - Public\-facing online incident submission form *Target users:* Municipal safety officers, facility managers, risk managers ### Asset and Fleet Management Software Fleet tracking and asset risk management analytics. Designed for property management companies, municipalities, and self-insured organizations managing large asset portfolios. **Key features:** - Fleet and asset tracking - Risk exposure analytics by asset - Integration with risk management reporting *Target users:* Municipalities, property managers, fleet operators ### Insurance Certificate Management Tracks, organizes, and verifies third-party insurance certificates. Automates the process of managing vendor insurance compliance documentation. **Key features:** - Certificate tracking and expiry alerts - Vendor compliance management - Centralized certificate repository *Target users:* Risk managers, procurement teams, property managers ## Category & focus - Subcategories: Incident Management, Claims Management, Risk Management Software - Insurance verticals: P&C Commercial, Workers Compensation - Target customers: Employers, TPAs ## Notable customers - Town of Ocean City, MD \-\- increased annual recoveries by USD 144,000 - City of Saint John, NB \-\- reduced annual claims costs by 50% \(USD 500,000 savings\) - Northview Apartment REIT \-\- unified data management across portfolio - Town of Erie, CO - Orange County, NC ## Links - Website: - Directory profile: - Linkedin: - Press/news: --- *Last updated: 2026\-04\-09*