# Cheche Technology

> Digital insurance transaction platform for auto insurance in China

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Beijing, China |
| Founded | 2014 |
| Stage | Enterprise |
| Employees | 1000+ |
| Funding | Public |

## Overview

Cheche Technology is a digital insurance transaction and services platform serving auto insurance carriers, intermediaries, and distribution partners in China. The company operates an open digital ecosystem that connects insurers, agents, automakers, and third-party traffic platforms across 25 provinces, enabling fully digital auto insurance transactions from quoting through policy issuance.

The platform suite includes AI-powered quoting and processing tools, SaaS applications for intermediaries, business intelligence systems, and core integration infrastructure for insurance carriers. Key capabilities include real-time risk pricing, machine learning-based fraud detection, driving behavior analytics for new-energy vehicles (NEVs), and open API connectivity to over 100 traffic platforms. Cheche reports 30-second quoting and 5-minute fully automated policy processing as platform benchmarks.

Founded in 2014 and listed on NASDAQ in September 2023 (ticker: CCG), Cheche achieved full-year profitability in 2025. The platform connects over 100 insurance carriers, 500+ intermediaries, and 100,000+ referral partners, with annual transaction volumes exceeding CNY 10 billion. In 2026, the company launched an AI large model-driven pricing product for NEVs and announced strategic partnerships with Volkswagen Anhui Digital Sales and Services (DSSO) and Beijing Cardif Airstar Insurance.

## Products & services

### EASYINSUR

AI-driven auto insurance transaction platform connecting insurers, intermediaries, and distribution partners. Integrates with over 100 traffic platforms across mobility, car shopping, used car sales, and aftermarket service scenarios.

**Key features:**

- 30\-second real\-time quoting engine
- 5\-minute fully automated policy processing
- Multi\-carrier price comparison and binding
- Integration with major traffic platforms including Didi and Dongchedi

*Target users:* Insurance intermediaries, digital distribution platforms

### Auto Insurance Marketplace

E-commerce platform providing direct-from-carrier pricing to end consumers. Supports multiple distribution scenarios through a fully digital transaction flow.

**Key features:**

- Direct insurance company pricing without intermediary markup
- Multi\-channel distribution support
- End\-to\-end digital transaction workflow

*Target users:* Consumers, digital distribution partners

### Sky Frontier

AI-based business intelligence platform providing advanced analytics and pricing intelligence for auto insurance.

**Key features:**

- Advanced pricing analytics
- Market intelligence reporting
- AI\-driven risk assessment data

*Target users:* Insurance carriers, underwriting teams

### Sky Dome

Intelligent insurance advisory platform providing personalized product recommendations and insurance solutions.

**Key features:**

- Personalized insurance recommendations
- Intelligent product matching
- Customer\-facing advisory interface

*Target users:* Consumers, insurance agents

### Rising Cloud

SaaS-based service application platform for insurance intermediaries to manage digital insurance workflows and operations.

**Key features:**

- End\-to\-end intermediary workflow management
- Digital insurance process automation
- Multi\-carrier connectivity

*Target users:* Insurance intermediaries, licensed agents

### Sturdy Rock

Intelligent contract management platform for streamlining insurance policy operations and documentation.

**Key features:**

- Automated contract lifecycle management
- Policy documentation processing
- Compliance workflow support

*Target users:* Insurance carriers, intermediaries

### Converging River

IT integration platform for connecting insurance carriers' core systems with the Cheche ecosystem for seamless data exchange.

**Key features:**

- Core system API integration
- Real\-time data synchronization
- Standards\-based connectivity layer

*Target users:* Insurance carriers, IT teams

## Category & focus

- Subcategories: Digital Storefront, Quote\-to\-Bind, Embedded Insurance, Underwriting & Risk, Data & Analytics
- Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S
- Target customers: Carriers, Agents/Agencies, MGAs/MGUs

## Notable customers

- Volkswagen Anhui DSSO \(digital insurance for EV owners, 2026\)
- Beijing Cardif Airstar Insurance \(joint product design and underwriting, 2026\)
- Didi \(traffic platform integration\)
- Dongchedi \(traffic platform integration\)

## Links

- Website: <https://www.chechegroup.com>
- Directory profile: <https://insurtechlist.com/companies/cheche-technology/>
- About us: <https://www.chechegroup.com/en/about>
- Products: <https://www.chechegroup.com/en/product>
- Technology: <https://www.chechegroup.com/en/technology>
- Investor relations: <https://ir.chechegroup.com>

---

*Last updated: 2026\-06\-07*