# CFC Underwriting
> Specialist MGA pioneering autonomous underwriting for cyber and emerging risks
## At a glance
| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | London, England |
| Founded | 1999 |
| Employees | 501-1000 |
## Overview
CFC Underwriting is a specialist insurance MGA and pioneer in emerging risk, offering cyber insurance, fintech risk coverage, and other specialty lines. Founded in 1999 as ClickForCover.com—one of the first companies to offer commercial insurance policies online—CFC has evolved into a leading Managing General Agent serving over 200,000 businesses globally across 90+ countries.
CFC holds underwriting authority from a panel of insurance carriers and specializes in technology-driven solutions for emerging and specialized risks. The company is known for its proprietary underwriting technology platform that enables autonomous underwriting, advanced threat intelligence, and rapid product delivery to brokers and customers. CFC underwrites across multiple lines including cyber liability, professional indemnity, financial institutions, technology company risks, and specialty covers like marine and healthcare.
The company has demonstrated significant scale and market momentum, serving over 200,000 businesses globally and generating substantial gross written premium. Recent strategic developments include exploration of UK listing options with an estimated valuation of GBP 5 billion, backed by major financial investors. CFC continues to innovate its product delivery and underwriting automation, with recent launches like Lane Assist—an agentic underwriting system processing submissions from email to quote in seconds.
## Products & services
### Cyber Insurance
Core product offering covering cyber liability, data breach response, ransomware protection, and incident response services. CFC Response provides 24/7 cyber experts and emergency response support for policyholders facing active threats.
**Key features:**
- Cyber liability and data breach coverage
- Ransomware protection and response
- First and third\-party liability coverage
- Network security liability
- Cyber extortion coverage
*Target users:* Technology companies, financial institutions, digital healthcare providers, professional services, and enterprises across regulated industries
*Distribution:* Wholesale through appointed brokers and retail agents
### Specialty Industry Solutions
Tailored insurance programs for specialized sectors including digital healthcare and life science, fintech and financial services, media and entertainment, manufacturing, and professional services.
*Target users:* Sector\-specific businesses with emerging risk profiles
*Distribution:* Wholesale broker network and direct programs
### Digital Distribution Platforms
**Connect Platform:** Automated quoting system using advanced automation and data science for rapid quote generation and online policy issuance. **Connect API:** REST-based integration for end-to-end quote and bind capability, responding to requests in under 10 seconds on average. Features JSON encoding, OAuth authentication, and integration across digitally-traded products. **Lane Assist:** World-first agentic underwriting platform launched April 2026. Processes insurance submissions from email through to quote recommendation in seconds, automating data extraction and quote construction for low-complexity submissions with underwriter review and approval before issuance. **Additional Services:**
**Key features:**
- Portfolio quoting tools
- Cyber Response mobile app
- Ransomware calculator
- Claims management and mitigation services
## Links
- Website:
- Directory profile:
- Careers:
- Linkedin:
- Broker hub:
- Knowledge center:
- Api documentation:
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*Last updated: 2026\-06\-16*