# CertWatch > Automated certificate\-of\-insurance tracking for businesses that manage subcontractors and vendors ## At a glance | Field | Value | | --- | --- | | Category | Compliance & Regulatory | | Type | Solutions Provider | | Region | NA | | Headquarters | Lexington, Kentucky, USA | | Stage | Startup | | Funding | Bootstrapped | ## Overview CertWatch is a certificate-of-insurance (COI) tracking platform for general contractors, property managers and HOAs, farms and agricultural operations, facilities management companies, and event venues that must monitor subcontractors' and vendors' workers' compensation and general liability coverage. The product addresses a specific compliance risk: if a subcontractor's coverage lapses and no current certificate is on file, the hiring business's own insurance carrier can reclassify that subcontractor as an employee during a premium audit and add its payroll to the audit at the business's rate. The platform automates renewal tracking end to end. Customers add each vendor along with their insurance agent's email and policy renewal date; CertWatch then emails the agent directly as the renewal date approaches and keeps following up on a set cadence if the agent does not respond. The agent submits an updated certificate through a one-click link that requires no account or login, and the customer is notified as soon as the new certificate is on file. During bulk onboarding, CertWatch automatically reads uploaded certificates to set renewal dates without manual data entry. A dashboard shows every tracked vendor's status -- current, reminding, expired and reminding, or lapsed -- with filtering by clicking a summary stat card. CertWatch is operated by Signature Insurance Group, an independent personal- and commercial-lines insurance agency headquartered in Lexington, Kentucky, but is marketed, billed, and branded as a separate self-serve SaaS product with no requirement to be a Signature Insurance Group brokerage client. Pricing runs from a free tier (up to 5 certificates) to a USD 199-per-month unlimited plan, which the company positions against competitors such as myCOI, CertFocus, and TrustLayer -- named directly in its own marketing -- that it describes as charging per-vendor annual fees aimed at mid-market compliance teams. No funding round appears on Crunchbase or PitchBook, consistent with a bootstrapped, agency-built product. ## Products & services ### CertWatch \(COI tracking platform\) A three-step automated workflow for tracking vendors' certificates of insurance: add vendors with their agent's contact and renewal date, automated agent outreach as renewal nears with follow-up cadence, and one-click no-login certificate upload with instant customer notification. **Key features:** - Automated, recurring email outreach to a vendor's insurance agent ahead of policy renewal - One\-click, no\-login certificate upload for the agent, with instant notification to the customer - Bulk onboarding with automated data extraction from existing certificates to set renewal dates - Status dashboard with clickable filtering across current, reminding, expired, and lapsed vendors - Vertical\-specific landing pages for general contractors, property managers, and farms/agriculture *Target users:* General contractors, property managers and HOAs, farms and agricultural operations, facilities management companies, and event venues that must verify vendor insurance coverage ## Category & focus - Subcategories: Certificate of Insurance \(COI\) Tracking, Vendor Compliance Management - Insurance verticals: P&C Commercial, Workers Compensation - Target customers: Employers ## Links - Website: - Directory profile: - For property managers: - For farms & agriculture: - For general contractors: - Parent agency \(signature insurance group\): --- *Last updated: 2026\-08\-18*