# Causacloud > AI\-powered health insurance technology and disease management platform for insurers in China ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | APAC | | Headquarters | Beijing, China | | Founded | 2016 | | Stage | Established | | Employees | 501-1000 | | Funding | Public | ## Overview Causacloud (因数云) is an AI-powered underwriting and claims technology provider serving insurance carriers and brokers in China. The company applies machine learning, medical knowledge graphs, and natural language processing to health insurance workflows, enabling insurers to develop products, automate underwriting decisions, and streamline claims settlement for health risks. The core platform is built around a proprietary Medical Brain -- a repository of thousands of disease models trained on real-world clinical data. This knowledge base powers smart underwriting engines that match applicant risk profiles against disease prediction models, and claims engines that interpret medical records through automated text recognition and rule-matching logic. Delivery is cloud-based with API integrations to insurer core systems and hospital data networks. Causacloud operates as the primary insurance technology brand of Yidu Tech Inc. (HKEX: 2158.HK), a publicly listed healthcare AI company. The platform has supported enrollment programs covering over 34 million policyholders, including the Beijing Supplementary Insurance program (4+ million enrollees) and Jiangsu Supplementary Insurance No. 1 (5+ million enrollees), both served for three or more consecutive contract years. ## Products & services ### Innovative Health Insurance Design Disease-centric product development support for health insurance carriers. The system draws on the Medical Brain disease models and medical knowledge graphs to assist insurers in structuring coverage terms, exclusions, and pricing for specific conditions and populations. **Key features:** - Disease\-specific product structuring - Medical knowledge graph integration - Sub\-health and chronic condition coverage support *Target users:* Health insurance carriers and product design teams ### Smart Underwriting Automated underwriting engine that applies disease prediction models and medical text recognition to risk assessment. Evaluates applicant data against condition-specific models to deliver faster underwriting decisions with reduced manual review. **Key features:** - AI\-driven risk scoring based on disease prediction models - Automated medical text identification and parsing - Condition matching against clinical knowledge base *Target users:* Carriers, underwriting teams ### Smart Claims Settlement Automated claims processing using medical data recognition and product rule matching. The system ingests clinical records, applies machine learning logic to interpret diagnoses and procedures, and outputs claims conclusions aligned to policy terms. **Key features:** - Medical record parsing and structuring - Knowledge logic\-based claims adjudication - Real\-world data analysis for complex claim evaluation *Target users:* Carriers, claims operations teams ### Health Management Personalized health monitoring and intervention services delivered to insurance policyholders. Based on expert clinical knowledge and real-world observational data, the service supports insurer-funded wellness and disease management programs. **Key features:** - Personalized health intervention recommendations - Integration with insurer policyholder data - Real\-world evidence and monitoring *Target users:* Carriers, insured populations ### Specialty Insurance Products Tailored insurance solutions for niche health market segments including specialty disease, regional government supplementary insurance, and pharmaceutical benefit programs. **Key features:** - Specialty disease coverage design - Regional government supplementary insurance administration - Pharmaceutical insurance integration *Target users:* Carriers, regional government health programs ## Category & focus - Subcategories: Claims Technology, Data & Analytics, Health Insurance Technology - Insurance verticals: Health - Target customers: Carriers, Brokers ## Notable customers - Beijing Supplementary Insurance Program \(4\+ million enrollees, 3\+ consecutive years\) - Jiangsu Supplementary Insurance No\. 1 \(5\+ million enrollees\) - Multiple Chinese insurance carriers and brokers - Healthcare institutions and hospital networks ## Links - Website: - Directory profile: - Careers: - Linkedin: - Parent company: --- *Last updated: 2026\-05\-11*