# Cardinal > Insurance management systems for short\-term insurers, underwriting managers, and intermediaries ## At a glance | Field | Value | | --- | --- | | Category | Core Administration | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Johannesburg, South Africa | | Founded | 1998 | | Stage | Established | | Employees | 51-200 | | Funding | Bootstrapped | ## Overview Cardinal is a policy administration and insurance management software provider serving the short-term (P&C) insurance market in South Africa and internationally. The company develops and maintains C360, a comprehensive Policy Administration System used by insurers, underwriting managers, and intermediaries to administer policies, process claims, and manage regulatory compliance across all short-term insurance verticals. C360 is delivered as a SaaS platform with an integrated architecture spanning policy, claims, billing, and data exchange modules. The system supports real-time bi-directional data sharing between brokers and insurers via the C360Sync capability, and is complemented by iPlatform, a suite of pre-built digital applications for multi-quote, mobile, and process automation use cases. The company holds ISO/IEC 27001:2013 certification and invests continuously in R&D to keep pace with regulatory and technology requirements. Cardinal serves more than 300 clients across all short-term insurance verticals, manages over 24 billion in Gross Written Premium, and administers more than 1 million policies. Operating across 3 continents, 7 countries, and 6 offices, the company reported annual revenue of approximately USD 28.2 million in 2025 and operates on a bootstrapped, profitable basis. ## Products & services ### C360 C360 is Cardinal's core Policy Administration System (PAS), evolved over more than 22 years from the original CIMS1 platform. It is designed for the short-term insurance market and supports the full insurance administration lifecycle, from policy issuance and endorsements through claims management and regulatory reporting. **Key features:** - Integrated modular architecture with seamless cross\-module data sharing - C360Sync: real\-time bi\-directional transactional data exchange between brokers and insurers - Multi\-line and multi\-vertical support across all short\-term insurance product types - Operational and regulatory compliance tooling for the South African market and international jurisdictions *Target users:* Insurers, underwriting managers \(UMAs\), brokers, and intermediaries ### C360i C360i is a specialized variant of the C360 platform, tailored for specific insurance administration configurations and use cases within the short-term market. *Target users:* Niche short\-term insurance operators with specific administration requirements ### iPlatform iPlatform is a suite of pre-built digital applications integrated with C360, enabling insurers and intermediaries to accelerate digital transformation without custom development. **Key features:** - Multi\-quote platforms for call centers and digital channels - Mobile application capabilities for financial services workflows - UX/UI design services aligned with insurance administration processes - Business process optimization and automation tooling *Target users:* Insurers and intermediaries deploying digital front\-end capabilities on top of C360 ## Category & focus - Subcategories: Policy Administration, Claims Management, Digital Transformation - Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S - Target customers: Carriers, Brokers, MGAs/MGUs ## Notable customers - RBS \(Reliable Business Solutions\) \-\- short\-term insurer offering personal, commercial, marine, and engineering insurance in South Africa ## Links - Website: - Directory profile: - Careers: - Linkedin: - Products: - Case studies: --- *Last updated: 2026\-05\-17*