# CarBigData > Vehicle circulation intelligence for automotive insurance risk assessment ## At a glance | Field | Value | | --- | --- | | Category | Data & Analytics | | Type | Solutions Provider | | Region | LATAM | | Headquarters | Sao Paulo, SP, Brazil | | Founded | 2019 | | Stage | Growth | | Employees | 11-50 | | Funding | Series B | ## Overview CarBigData is a data intelligence platform for the automotive insurance sector, serving carriers, banks, and risk management firms primarily in Brazil. The company operates a nationwide network of license plate recognition (LPR) devices to capture real vehicle circulation data, enabling clients to assess risk based on actual usage patterns rather than self-reported policyholder information. The platform delivers B2B data intelligence via API integrations, covering insurance underwriting support, fraud detection in claims and financing, vehicle recovery, and fleet monitoring. Core technology includes computer vision, big data analytics, and AI-driven risk scoring across a network of over 5,000 image capture devices deployed nationwide. The company reports over 56 million unique license plate records captured in a 12-month period, covering more than 50% of national vehicle circulation in Brazil. Founded in 2019 by Pedro Medeiros de Paula, Daniel Nunes Romero, and Rogerio Gomes, CarBigData has raised approximately USD 2M across two funding rounds -- a Series A from DOMO Invest in October 2022 and a Series B from Citrino Ventures (a corporate venture arm of Totvs) in December 2023. The company reports over 60,000 vehicles recovered for clients and more than BRL 115 million in fraud losses prevented. ## Products & services ### Vehicle Recovery \(Recuperacao de Veiculos\) Real-time vehicle location and behavioral data service that supports recovery of stolen or delinquent vehicles. Delivers live alerts and location data based on license plate captures across the nationwide camera network. **Key features:** - Real\-time license plate capture and alerts - Nationwide network coverage \(50%\+ of Brazil\) - Integration with insurer and bank workflows *Target users:* Insurance companies, banks, car rental agencies ### Claims Fraud Prevention \(Prevencao a Fraude em Sinistros\) Analyzes vehicle circulation data to identify fraudulent insurance claims by verifying consistency between claimant accounts and actual vehicle records. Detects pre-existing damage and staged theft scenarios. **Key features:** - Circulation history cross\-referencing - Pre\-existing damage detection - Staged theft identification *Target users:* Insurance companies, risk management firms ### Financing Fraud Prevention \(Prevencao a Fraude em Financiamentos\) Safeguards automotive financing by assessing vehicle collateral condition and history. Detects collision history, towing usage, counterfeit plates, and cloned vehicles. **Key features:** - Collision and towing history analysis - Counterfeit and clone vehicle detection - Vehicle condition assessment *Target users:* Banks, financial institutions ### Vehicle Analysis \(Analise Veicular\) Comprehensive vehicle condition evaluation using circulation records and historical data. Used to identify damage, towing history, and duplicate plates for risk assessment. **Key features:** - Full circulation history review - Duplicate plate identification - Conservation state assessment *Target users:* Insurance companies, banks ### Acceptance & Pricing \(Aceitacao e Precificacao\) Behavioral data analytics tool for insurance premium pricing. Analyzes vehicle circulation patterns, utilization rates, and conservation history to support underwriting and risk-based pricing decisions. **Key features:** - Circulation behavior analysis - Utilization rate scoring - Risk\-based pricing support *Target users:* Insurance carriers ### Legal Action Prioritizer \(Decisor de Ajuizamento\) Ranks vehicles by recovery probability to help financial institutions decide when to initiate legal proceedings for debt recovery. **Key features:** - Recovery probability scoring - Circulation parameter analysis *Target users:* Banks, financial institutions ### Recovery Prioritizer \(Decisor de Recuperacao\) Assists law firms and advocacy offices by ranking recovery cases by success probability based on vehicle behavior tracking. **Key features:** - Case success probability ranking - Vehicle behavior tracking *Target users:* Law firms, advocacy offices ### Fleet Monitoring \(Monitoramento de Frotas\) Route tracking with real-time alerts for fleet operators and rental agencies using the nationwide LPR network. **Key features:** - Real\-time route tracking - Nationwide LPR network integration *Target users:* Fleet operators, car rental agencies ## Category & focus - Subcategories: Risk Scoring, Fraud Detection, Vehicle Data Intelligence, Telematics - Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S - Target customers: Carriers, MGAs/MGUs ## Notable customers - Insurance carriers \(primary market, national coverage \-\- named clients not publicly disclosed\) - Banks and financial institutions - Car rental agencies ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-06\-13*