# Car Data

> Automotive data and digital claims automation for European P&C insurers

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Sofia, Bulgaria |
| Stage | Established |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Car Data is a claims technology and automotive data platform serving P&C insurers across Europe, with a primary focus on motor insurance. The company operates as the official regional representative of DAT GmbH -- a German company with 95+ years of automotive data expertise -- covering Bulgaria, Romania, Greece, Macedonia, and Turkey.

The platform delivers a suite of B2B tools covering the full motor claims lifecycle: VIN verification and repair cost estimation (SilverDAT), mobile field assessment (weDAT), AI-powered FNOL intake and triage (FastTrackAI), end-to-end claims management (myClaim and Vendis), mobile inspection documentation (DigiNovo), and legally binding electronic signature (getInSign). Infrastructure is hosted in Germany, designed for insurers requiring GDPR, DORA, and NIS2 compliance without dependence on US cloud providers.

Through the DAT GmbH ecosystem, the platform reaches more than 200,000 European clients across 30+ countries in 24 languages. Customers include major automotive brands and regional insurance carriers such as DZI, Euroins, and Groupama. The company holds ISO 27001 and ISO 9001 certifications, along with ISAE-3402 Type II compliance.

## Products & services

### SilverDAT

VIN verification, repair cost calculation, and vehicle valuation tools for insurance claims processing and underwriting decisions. Provides legally recognized automotive data used in claim settlements and policy pricing across DACH and Southeast Europe.

**Key features:**

- VIN\-based vehicle identification and history lookup
- Repair cost calculation for damage assessment
- Market valuation data for total\-loss determinations

*Target users:* P&C carriers, appraisers, body shops

### weDAT

Mobile platform enabling field agents and appraisers to perform vehicle assessments and cost calculations on-site, with real-time data synchronization to back-office systems.

**Key features:**

- Mobile\-first cost calculation and vehicle assessment
- Real\-time synchronization with core claims systems
- Field\-accessible valuation and damage data

*Target users:* Field adjusters, appraisers, inspection teams

### FastTrackAI

AI-powered claims automation platform that handles FNOL intake, damage assessment triage, and initial claims processing. Uses natural language processing to extract claim details and pre-populate case files, reducing intake processing time.

**Key features:**

- Automated FNOL intake and claim data extraction
- AI\-driven damage assessment and claims triage
- Pre\-filled case files reducing manual data entry

*Target users:* Claims departments at P&C carriers

### myClaim and Vendis

Comprehensive digital claims management platforms supporting the full claims lifecycle from intake through settlement. Includes damage processing workflows, approval routing, and integration with valuation tools.

**Key features:**

- End\-to\-end claims lifecycle management
- Damage assessment and approval workflow automation
- Integration with SilverDAT and FastTrackAI

*Target users:* Claims teams at insurance carriers

### getInSign

Electronic signature solution compliant with eIDAS and local regulations (including Bulgarian ZEDEU requirements), enabling legally binding digital document execution for claims, policies, and contracts.

**Key features:**

- eIDAS\-compliant electronic signature
- Supports local regulatory requirements \(Bulgaria, Southeast Europe\)
- Integration with claims and policy workflows

*Target users:* Insurers, agents, brokers, claimants

### DigiNovo

Mobile inspection documentation tool for on-site damage and vehicle condition capture, including photo documentation and annotation capabilities for field use.

**Key features:**

- Mobile photo capture and damage annotation
- On\-site vehicle condition documentation
- Structured output for claims and underwriting records

*Target users:* Field inspectors, adjusters

### Lectura Valuation

Vehicle valuation tools providing market-based pricing and condition assessment data for insurance and leasing applications.

**Key features:**

- Market\-based vehicle pricing data
- Condition\-adjusted valuations
- Data for claims settlements and portfolio management

*Target users:* P&C carriers, leasing companies

## Category & focus

- Subcategories: FNOL Automation, Claims Management, Vehicle Valuation, Document Management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, Brokers

## Notable customers

- BMW
- Mercedes\-Benz
- Volvo
- Porsche
- DZI
- Euroins
- Groupama
- Asset Insurance
- DEKRA

## Links

- Website: <https://car-data.eu>
- Directory profile: <https://insurtechlist.com/companies/car-data/>
- Careers: <https://car-data.eu/careers>
- Parent company: <https://dat.de>

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*Last updated: 2026\-07\-31*