# Capsule

> Specialist insurance broker for fast\-growth UK technology and scale\-up companies\.

## At a glance

| Field | Value |
| --- | --- |
| Type | Broker |
| Region | EMEA |
| Headquarters | Cheltenham, England, United Kingdom |
| Founded | 2021 |
| Employees | 51-200 |

## Overview

Capsule (trading as Capsule Cover) is a specialty insurance brokerage serving high-growth technology and scale-up businesses in the United Kingdom, spanning FinTech, SaaS, MedTech, consumer, and venture-backed portfolios. It operates as an Appointed Representative of James Hallam Limited, an FCA-authorized firm.

The brokerage underwrites using data pulled directly from a client's own financial and e-commerce platforms rather than static application forms, through an open-finance integration with Codat that draws on sources such as Xero, QuickBooks, and Shopify. Aviva supplies underwriting capacity, and Vouch -- a US insurance partner and investor -- extends the relationship for clients expanding overseas.

Capsule is a certified B Corporation, first certified in 2022 and scoring 101.7 in its 2025 Impact Report. It publishes an annual "Scale-Up 50" list ranking the UK's fastest-growing technology companies and was named to BusinessCloud's InsurTech 50 for 2025.

## Notable customers

- FinTech
- SaaS & Technology
- MedTech
- Consumer
- Venture Capital\-backed portfolios

## Links

- Website: <https://capsulecover.com>
- Directory profile: <https://insurtechlist.com/companies/capsule-cover/>
- Linkedin: <https://uk.linkedin.com/company/capsulecover>
- Press/news: <https://capsulecover.com/blog>

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*Last updated: 2026\-08\-03*