# CAA MyPace

> Canada's first pay\-as\-you\-go auto insurance \-\- pay only for the kilometres you drive\.

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | NA |
| Headquarters | Thornhill, Ontario, Canada |
| Founded | 2018 |
| Stage | Established |
| Employees | 1000+ |

## Overview

CAA MyPace is a pay-as-you-go auto insurance program offered by CAA Insurance Company, a wholly owned subsidiary of the CAA Club Group -- one of Canada's largest automobile associations (established 1913). Launched in Ontario in July 2018, CAA MyPace was the first pay-per-kilometre auto insurance program in Canada, designed for low-mileage drivers who cover fewer than 9,000 to 12,000 kilometres per year.

The program operates on a two-part pricing model: a base rate covering the vehicle while not in use, plus incremental charges billed in 1,000-kilometre blocks purchased in advance. An OBD-II plug-in telematics device tracks kilometres driven and transmits data via cellular signal to CAA servers. Notably, the device records only usage metrics -- not driving behaviour such as speed or braking -- providing transparency for privacy-conscious customers.

Since its Ontario launch, CAA MyPace has expanded to New Brunswick, Nova Scotia, and Prince Edward Island. The program has driven a 30% increase in CAA auto policy sales overall, with 71% of MyPace sales going to brand-new CAA customers. During the COVID-19 pandemic, the program experienced close to 250% year-over-year growth as more Canadians shifted to remote work and reduced driving.

## Links

- Website: <https://www.caamypace.com>
- Directory profile: <https://insurtechlist.com/companies/caa-mypace/>
- Fsra filing: <https://www.fsrao.ca/consumers/auto-insurance/auto-insurance-rates/insurance-rate-filings/caa-insurance-company>
- Broker portal: <https://broker.caainsurance.com>
- Ontario program: <https://www.caamypace.com/on>
- Caa insurance company: <https://www.caainsurancecompany.ca/auto/my-pace>

---

*Last updated: 2026\-05\-11*
