# C\-Quence

> Technology\-driven MGA delivering mid\-market commercial insurance via an end\-to\-end broker platform

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | London, United Kingdom |
| Founded | 2018 |
| Employees | 11-50 |

## Overview

C-Quence is a UK commercial insurance MGA offering management liability and property and casualty products to the mid-market through broker distribution. Founded in January 2018 by Jacqueline McNamee (former MD and CEO of AIG UK), the company launched its first products in 2019 and operates as an appointed representative of Davies MGA Services Ltd (FCA reference 597301).

Underwriting capacity for management liability and directors and officers products is provided by Zurich Insurance. Property and casualty lines are backed by Sompo, which replaced NIG in June 2024. Legal expenses coverage within the P&C suite is supported by ARAG. Primary Group serves as a specialist investor and long-term financial backer.

C-Quence distributes exclusively through UK brokers via its proprietary C-Q Elements platform. The company has raised USD 29.8M across three funding rounds and had approximately 36 employees as of March 2026. It serves the UK mid-market commercial segment and has won multiple Insurance Post British Insurance Technology Awards in 2024 and 2025.

## Products & services

### Management Liability \(ML\-6\)

A modular management liability product launched in its current form in February 2024, offering six coverage options for mid-market commercial businesses. Capacity provided by Zurich Insurance.

**Key features:**

- Directors and officers liability
- Employment practices liability
- Crime coverage
- Excess D&O \(stand\-alone, added August 2022\)

*Target users:* UK mid\-market commercial businesses via broker distribution

*Distribution:* Wholesale broker distribution via C\-Q Elements platform

### Property and Casualty

A comprehensive P&C suite with seven property modules and three casualty modules, targeting UK mid-market commercial risks. Transitioned to Sompo as capacity provider in June 2024.

**Key features:**

- Property coverage \(seven modules\)
- Casualty coverage \(three modules\)
- Legal expenses module \(backed by ARAG\)

*Target users:* UK mid\-market commercial businesses via broker distribution

*Distribution:* Wholesale broker distribution via C\-Q Elements platform

### Property Owners

Specialized insurance for UK-domiciled property owners with commercial or residential tenants. Covers real estate investment portfolios. Capacity provided by Sompo.

*Target users:* UK property investors and real estate portfolio owners

*Distribution:* Broker distribution via C\-Q Elements platform

### Schemes and Facilities

A distribution-focused offering enabling brokers and MGAs to create new facilities or transfer existing portfolio business onto the C-Q Elements platform.

*Target users:* UK brokers and MGAs seeking technology\-enabled distribution

*Distribution:* Direct engagement with broker and MGA partners

### Real Estate

A specialized real estate insurance product introduced in November 2023.

*Target users:* UK real estate sector

*Distribution:* Broker distribution via C\-Q Elements platform

## Links

- Website: <https://www.c-quence.co.uk/>
- Directory profile: <https://insurtechlist.com/companies/c-quence/>
- Blog: <https://www.c-quence.co.uk/blog>
- Linkedin: <https://uk.linkedin.com/company/c-quence>
- Platform: <https://www.c-quence.co.uk/cqelements>
- Products: <https://www.c-quence.co.uk/products>

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*Last updated: 2026\-06\-13*