# Bytesforce

> Core policy administration system for life and general insurers across all lines of business

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Singapore |
| Founded | 2018 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Bytesforce is a Singapore-based core policy administration system (CorePAS) provider serving life and general insurers across all lines of business. The company targets carriers, MGAs, and reinsurers in the APAC region, covering personal, commercial, group, and reinsurance lines. Founded in 2018, Bytesforce operates from Singapore with offices in Malaysia, China, and Australia.

The company flagship platform, InsurerMate V4.0, is built on an API-and-AI native architecture with over 2,800 APIs and cloud-agnostic containerized deployment. The platform supports no-code/low-code configuration, multi-tenanted and multi-country operations, and straight-through processing (STP). Bytesforce claims deployment speeds 3-4x faster than legacy systems, 70% faster product launches, and up to 65% lower total cost of ownership compared to incumbent core platforms.

Bytesforce has accumulated 20+ insurance company customers with over 100 million policies transacted as of 2024. The company has been recognized by Celent consecutively in 2024 and 2025 as a Luminary in the CorePAS vendor report, achieving the highest rating in both Advanced Technology and Breadth of Functionality categories.

## Products & services

### InsurerMate V4\.0

An API-and-AI native core insurance platform supporting all lines of insurance business including general, life, personal, commercial, group, and reinsurance. Built on a containerized cloud-agnostic architecture with 2,800+ layered APIs, no-code/low-code product configuration, and an AI Middle Office orchestration layer.

**Key features:**

- 2,800\+ REST APIs with layered architecture for omni\-channel front\-end connectivity
- No\-code/low\-code product factory for rapid insurance product launches
- AI Middle Office agent orchestration for automated workflows
- Multi\-tenanted, multi\-country platform with straight\-through processing \(STP\)
- Cloud\-agnostic containerized deployment \(any cloud provider\)

*Target users:* Carriers, MGAs, reinsurers

### P&C Core Suite

Property and casualty insurance solution covering personal and commercial lines within the InsurerMate platform. Supports all general insurance product types as part of the CorePAS offering.

**Key features:**

- Personal and commercial lines support
- Policy lifecycle management from quote to renewal
- Claims, billing, and reinsurance modules

*Target users:* P&C carriers and MGAs

### L&H Core Suite

Life and health insurance platform within InsurerMate supporting individual, group, and corporate life insurance product types.

**Key features:**

- Individual and group life policy administration
- Benefits calculation and payout management
- Corporate policy administration

*Target users:* Life and health carriers

### EB Core Suite

Employee benefits insurance solution for SMEs and corporates, integrating group health, life, and benefits administration within the InsurerMate platform.

**Key features:**

- Group health and life administration
- Benefits enrollment and management
- SME and corporate employee programs

*Target users:* Group benefits carriers and employers

### Embedded Micro\-Insurance Core

Digital partnership insurance integration platform for on-demand, event-based, and embedded insurance products. Enables digital economy businesses to offer microinsurance products through API connectivity to the InsurerMate core.

**Key features:**

- On\-demand and event\-based insurance product support
- Embedded insurance API connectivity
- Microinsurance product factory

*Target users:* Digital ecosystem businesses, embedded insurance operators

### Omni\-Channel Distribution

Multi-channel sales and engagement platform connecting front-end applications (agents, brokers, direct, embedded) to the core system via APIs, enabling consistent product distribution across all channels.

**Key features:**

- Agent, broker, direct, and embedded channel support
- Unified API\-driven distribution layer
- Real\-time product configuration propagation

*Target users:* Carriers, brokers, agents

## Category & focus

- Subcategories: Policy Administration, Core PAS, Billing, Claims Management, Reinsurance Management
- Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial, Group Benefits, Reinsurance
- Target customers: Carriers, MGAs/MGUs, Reinsurers

## Notable customers

- TIFB Insurance \-\- Completed digital transformation via InsurerMate omnichannel platform within six months

## Links

- Website: <https://bytesforce.com>
- Directory profile: <https://insurtechlist.com/companies/bytesforce/>
- Contact: <https://bytesforce.com/bf-page-contact.html>
- Product: <https://insurermate.com>
- Linkedin: <https://www.linkedin.com/company/bytesforce>

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*Last updated: 2026\-06\-13*