# Bspoke Group > Insurance crafted for a changing world ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | EMEA | | Headquarters | Leeds, England | | Employees | 201-500 | ## Overview Bspoke Group is a UK-based group of specialist and niche Managing General Agents (MGAs) and Managing General Underwriters (MGUs), distributing through independent insurance brokers across the UK. The group operates multiple branded divisions, each focused on a distinct segment of the personal and commercial lines market, including property, commercial, leisure, high-net-worth, and fee protection. The group's MGA divisions underwrite across a broad range of lines, backed by a panel of A-rated insurer capacity partners, including Accelerant Risk Exchange. In February 2026, Bspoke Underwriting secured GBP 50M in annual capacity through Accelerant. Bspoke Private Clients expanded its maximum line size to GBP 15M per single location in March 2026 via a five-year capacity deal. In August 2025, Bspoke Group was acquired by NFP, an Aon company, while retaining its existing brand names and operational independence. Prior to the acquisition, the group received backing from Montague Risk Partners and Rcapital Partners. The group was named MGA of the Year at the 2025 National Insurance Awards. In March 2025, Bspoke acquired Arma Karma, a Colchester-based subscription insurtech platform covering mobile phones, jewellery, and headphones. ## Products & services ### Bspoke Commercial Commercial lines MGA distributing to independent UK brokers. Offers specialist products covering commercial combined, contractors, property owners, tradesman, let property, and office risks. **Key features:** - Commercial combined - Contractors liability and property - Property owners and let property - Tradesman and office risks *Target users:* Independent insurance brokers; SME commercial customers *Distribution:* Independent brokers ### Bspoke Underwriting Personal lines MGA focused on niche specialty schemes. In February 2026 secured GBP 50M in annual underwriting capacity via Accelerant Risk Exchange. **Key features:** - Specialist personal lines schemes - Niche market segments via Accelerant Risk Exchange *Target users:* Retail and wholesale brokers distributing specialist personal lines *Distribution:* Broker network ### Bspoke Private Clients Mid- and high-net-worth personal lines MGA. Operates two service tiers: Gold (mid net worth) and Platinum (high net worth). In March 2026, secured expanded five-year capacity deal increasing maximum line per single location to GBP 15M, with bundled cyber helpline, digital identity assistance, and ARAG home emergency and legal expenses. **Key features:** - Home and contents for mid\- and high\-net\-worth - Cyber helpline and digital identity assistance - Home emergency and legal expenses \(via ARAG\) *Target users:* Mid\- and high\-net\-worth individuals and their brokers *Distribution:* Specialist brokers ### Bspoke Sports & Leisure Specialist MGA covering the leisure industry, with a particular focus on holiday parks and residential parks. **Key features:** - Leisure industry liability and property - Holiday park specialist covers *Target users:* Holiday and residential park operators and their brokers *Distribution:* Specialist brokers ### Bspoke Fee Protection Insurance division focused on fee protection products. **Key features:** - Fee protection schemes *Target users:* Professional services firms and their brokers *Distribution:* Brokers ### Arma Karma Subscription-based insurtech platform acquired by Bspoke Group in March 2025. Offers flexible, subscription-style coverage for consumer electronics, jewellery, and personal accessories. **Key features:** - Mobile phone insurance - Jewellery insurance - Headphone and personal accessory insurance *Target users:* UK consumers *Distribution:* Direct digital ### Miramar Underwriting Specialized underwriting division within the Bspoke Group umbrella serving niche insurance segments. *Target users:* Specialist broker market *Distribution:* Wholesale and specialist brokers ### Provego Underwriting Specialist underwriting division providing niche insurance solutions within the Bspoke Group. *Target users:* Niche broker market *Distribution:* Specialist brokers ## Links - Website: - Directory profile: - Linkedin: - Companies house: --- *Last updated: 2026\-06\-22*