# Blanket

> On\-demand, no\-contract P&C insurance with adjustable coverage for consumers in Germany

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | EMEA |
| Headquarters | Frankfurt am Main, Germany |
| Founded | 2018 |
| Employees | 1-10 |

## Overview

Blanket is a P&C insurtech MGA operating under the legal entity Covr.it Technologies GmbH, headquartered in Frankfurt am Main, Germany. The company provides on-demand insurance products directly to consumers (B2C) without requiring long-term contract commitments, allowing policyholders to modify their coverage level as their needs change. The platform targets digitally native consumers in Germany and the broader EMEA region.

The company underwrites P&C lines through a digital-first approach, enabling customers to start, stop, or adjust coverage in real time through a web or mobile interface. Specific carrier capacity providers and binding authority scope are not publicly disclosed.

As a small startup founded around 2018-2020, Blanket operates with a lean team and bootstrapped capital structure. Scale metrics such as gross written premium and agent network size are not publicly available.

## Products & services

### On\-Demand Personal Insurance

Blanket offers flexible, on-demand P&C insurance policies with no long-term commitment required. Customers can purchase coverage as needed and adjust protection levels in real time through the digital platform.

**Key features:**

- On\-demand coverage activation and deactivation
- Real\-time coverage adjustments
- No long\-term contract requirements

*Target users:* Digitally native consumers in Germany and EMEA seeking flexible insurance without traditional contract lock\-in

*Distribution:* Direct\-to\-consumer \(B2C\) via web and mobile platform

## Links

- Website: <https://www.digitalblanket.com>
- Directory profile: <https://insurtechlist.com/companies/blanket/>

---

*Last updated: 2026\-07\-08*