# Billy

> Construction Compliance, Simplified

## At a glance

| Field | Value |
| --- | --- |
| Category | Compliance & Risk Management |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Brooklyn, New York |
| Founded | 2021 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Billy is a construction compliance platform that automates the collection, verification, and tracking of certificates of insurance (COIs), W9s, business licenses, surety bonds, lien waivers, and other compliance documents. Founded by Nyasha Gutsa and Grant Robbins, the company streamlines risk management for general contractors, developers, and property managers by replacing manual spreadsheet-based processes with an intelligent, automated workflow.

The platform operates with two revenue models: a SaaS compliance management tool and an insurance marketplace that leverages compliance data to provide insurance solutions. Billy is a licensed digital broker representing more than 30 insurance carriers, enabling contractors to both manage and purchase insurance in one place.

Billy has earned the trust of ENR's top 20 General Contractors, Home Builders, and Owners, and is recognized as one of the first Black-owned companies integrated into the Procore ecosystem. The company has raised approximately $6.7M in funding and is part of the Travelers Innovation Network.

## Products & services

### COI Tracking Software

Billy's core product automates the entire certificate of insurance lifecycle, from request to verification to renewal tracking.

**Key features:**

- Automated COI collection and verification using AI\-powered document analysis
- Expiration monitoring with proactive reminders at three months, one month, and day\-of expiry
- Compliance status dashboards with real\-time reporting
- Frictionless subcontractor experience requiring no login or account creation
- Custom branded upload links for secure document submission

*Target users:* General Contractors, Developers, Property Managers

### Vendor Compliance Management

Centralized platform for managing all vendor compliance documentation beyond COIs.

**Key features:**

- W9 collection and tracking
- Business license verification
- Surety bond management
- Lien waiver tracking
- Master service agreement management
- Certified payroll compliance

*Target users:* General Contractors, Project Managers, Compliance Teams

### Insurance Marketplace

A digital brokerage connecting construction companies with insurance carriers for purchasing coverage.

**Key features:**

- Access to 30\+ insurance carriers
- Insurance comparison and purchasing
- Coverage gap identification from compliance data
- Embedded broker workflows for partner insurance agencies

*Target users:* Contractors, Subcontractors, Construction Companies

### Certificate Management Team

A managed service staffed by qualified insurance professionals who handle COI processing on behalf of clients.

**Key features:**

- Dedicated team of insurance professionals
- Full COI processing and follow\-up
- Comprehensive compliance tracking
- Hands\-off compliance management for busy teams

*Target users:* General Contractors seeking fully managed compliance

### Billy API

RESTful API enabling seamless integrations between Billy and external systems.

**Key features:**

- RESTful architecture for construction accounting and compliance integration
- Custom integration development capabilities
- Automated data synchronization between platforms

*Target users:* IT Teams, Construction Software Developers

## Category & focus

- Subcategories: COI Tracking, Vendor Compliance, Insurance Marketplace
- Insurance verticals: P&C
- Target customers: Carriers, Brokers, Agents

## Notable customers

- Grycon
- Broadway Construction Group
- ENR Top 20 General Contractors \(multiple unnamed\)

## Links

- Website: <https://billyforinsurance.com>
- Directory profile: <https://insurtechlist.com/companies/billy/>
- Api: <https://billyforinsurance.com/resources/billy-api/>
- Blog: <https://billyforinsurance.com/resources/>
- Linkedin: <https://www.linkedin.com/company/getbilly>
- Partners: <https://billyforinsurance.com/partners/>
- Case studies: <https://billyforinsurance.com/resources/category/case-studies/>

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*Last updated: 2026\-04\-09*