# Bentek

> Benefits administration platform built exclusively for the public sector

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Palm Beach Gardens, Florida, USA |
| Founded | 2006 |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Bentek is a benefits administration platform designed exclusively for state, local, and education (SLED) sector organizations. The company serves government agencies, school districts, counties, insurance trusts, and higher education institutions that require benefits management tailored to public sector compliance rules and retiree administration requirements.

The platform delivers SaaS-based enrollment management, eligibility tracking, retiree administration, real-time data reconciliation, and carrier EDI integration through a rules engine with over 5,000 configurable business rules. This configurability addresses the regulatory complexity and workforce structures unique to government employers, which differ substantially from commercial-market HR systems.

Founded in 2006 and bootstrapped throughout its history, Bentek serves over 290 government and education employers and administers benefits for more than 580,000 covered individuals. The company reports a 99% client retention rate and a Net Promoter Score of 84. It has received recognition from Gov CIO Outlook, Inc. magazine, and Insurance Business magazine as a five-star technology provider.

## Products & services

### Benefits Administration Platform

The core Bentek platform manages the full benefits lifecycle for public sector employers, from new hire enrollment through retirement. It includes employee self-service enrollment, eligibility and dependent tracking, open enrollment workflow, qualifying life event processing, and retiree management. A rules engine of 5,000+ configurable business rules accommodates the distinct requirements of each public sector client.

**Key features:**

- 5,000\+ configurable business rules for public sector compliance
- Employee self\-service enrollment with decision\-support tools
- Retiree eligibility tracking, elections management, and invoicing
- EDI integration for automated eligibility file transmission to carriers
- 60\+ standard reports and 20\+ customizable dashboard widgets

*Target users:* HR and benefits administrators at government agencies, school districts, counties, and insurance trusts

### Benchek \(Real\-Time Reconciliation\)

Bentek's proprietary reconciliation engine continuously audits enrollment and eligibility data against HR/payroll systems and carrier records, identifying discrepancies before they create compliance issues or erroneous benefit payments.

**Key features:**

- Real\-time data reconciliation across internal and external systems
- Automated discrepancy flagging prior to carrier file transmission
- Continuous audit trail for compliance documentation

*Target users:* Benefits administrators and compliance officers

### Retiree Administration

A dedicated module for managing retiree benefits after separation from active employment. Handles eligibility continuation, benefits elections for retirees, and retiree invoice management -- functions that are particularly complex in the public sector due to pension systems and retiree population sizes.

**Key features:**

- Retiree eligibility and enrollment management
- Retiree invoicing and billing
- Integration with HR/payroll for retiree data handoff

*Target users:* HR administrators at government employers with large retiree populations

### WellnessHub

A wellness program tracking module that enables government employers to administer wellness incentive programs tied to employee benefits premium reductions, providing visibility into program participation and associated premium credits.

**Key features:**

- Wellness program participation tracking
- Premium credit visibility and management
- Integration with benefits enrollment for incentive application

*Target users:* HR and wellness program administrators

### Employee Engagement

Communication tools for benefits-related notifications, including email and text alerts for key benefits activity milestones such as enrollment deadlines, qualifying events, and annual open enrollment periods.

**Key features:**

- Email and text notification system for benefits milestones
- Personalized communications for employees and administrators
- Supports open enrollment, life events, and onboarding workflows

*Target users:* HR administrators and benefits staff

## Category & focus

- Subcategories: Benefits Administration, Enrollment Management, Retiree Administration, Compliance Management
- Insurance verticals: Group Benefits
- Target customers: Employers

## Notable customers

- Citrus County, FL
- Charlotte County, FL
- City of Clearwater, FL
- Cape Coral, FL
- Boynton Beach, FL
- City of Bryan, TX
- Venice, FL
- Port St\. Lucie, FL
- U\.S\. Virgin Islands Government
- Palm Beach County, FL
- Oviedo, FL
- North Palm Beach, FL
- Florida Insurance Trust Consortium \(FILTC\)
- New York State FSA

## Links

- Website: <https://mybentek.com>
- Directory profile: <https://insurtechlist.com/companies/bentek/>
- Blog: <https://mybentek.com/resources>
- Careers: <https://mybentek.com/careers>
- Linkedin: <https://www.linkedin.com/company/bentekbenefitstechnology>
- Press/news: <https://mybentek.com/press>

---

*Last updated: 2026\-06\-21*
