# Bem\-Te\-Vi

> Embedded insurance platform for technology companies in Brazil

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Sao Paulo, Brazil |
| Founded | 2020 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Bem-Te-Vi is a Brazilian embedded insurance platform for technology companies and fintechs seeking to offer insurance products to their customers. Operating as a licensed insurance broker (corretagem de seguros) regulated by SUSEP (Superintendencia de Seguros Privados), the company connects distribution partners with multiple insurance carriers through an insurer-agnostic API infrastructure.

The platform delivers a full-stack Insurance as a Service solution covering RESTful APIs, adaptive user interfaces, and real-time performance dashboards. Partners embed credit, life, residential, cyber, directors and officers, and rental bond insurance products into their own applications without managing carrier relationships or regulatory compliance directly. Bem-Te-Vi handles end-to-end operational management from underwriting to claims resolution.

Founded in 2020 and headquartered in Sao Paulo, Bem-Te-Vi raised a seed round of USD 543K in April 2023 from Astella Investimentos and Spectra Investments. Distribution runs through technology partners and fintech companies that integrate the platform APIs.

## Products & services

### Insurance as a Service Platform

An API-based platform enabling technology companies to embed insurance and assistance products into their existing offerings. The platform manages carrier integrations, regulatory compliance, and distribution operations on behalf of partners.

**Key features:**

- RESTful APIs for insurance distribution and integration
- Real\-time KPI dashboards for conversion tracking and program optimization
- Insurer\-agnostic model supporting multiple carrier relationships
- End\-to\-end operational management from underwriting through claims

*Target users:* Technology companies, fintechs, and digital businesses seeking to add insurance products to their platforms

### Insurance Product Lines

The platform distributes multiple insurance product categories:

**Key features:**

- \*\*Credit Insurance\*\*: Coverage for credit\-related transactions
- \*\*Life Insurance\*\*: Term and life coverage products
- \*\*Residential Insurance\*\*: Property coverage including fire, lightning, electrical damage, and temporary rental
- \*\*Cyber Insurance\*\*: Digital risk protection
- \*\*Directors & Officers \(D&O\) Insurance\*\*: Executive liability coverage
- \*\*Rental Bond Insurance\*\*: Coverage for rental agreements

### Assistance Services

Recurring-use services deployed alongside insurance products to create comprehensive protection packages within partner platforms.

## Category & focus

- Subcategories: Embedded Insurance, API Distribution, Insurance as a Service
- Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial, Specialty/E&S
- Target customers: Carriers, Brokers

## Links

- Website: <https://www.bemtevi.com/>
- Directory profile: <https://insurtechlist.com/companies/bem-te-vi/>
- Contact: <https://www.bemtevi.com/contato>
- Linkedin: <https://br.linkedin.com/company/bemtevi-seguros>
- Documentation: <https://docs.bemteviseguros.com/>

---

*Last updated: 2026\-07\-11*